The HDFC Bank MoneyBack Plus Credit Card is a credit card provided by HDFC Bank that offers a range of benefits and features. It aims to provide convenience and rewards to its cardholders.
The HDFC Bank MoneyBack Plus Credit Card stands out as an enhanced iteration of the previously issued HDFC MoneyBack Credit Card. While both cards share identical joining and annual fees (Rs. 500), the MoneyBack Plus card boasts a superior reward rate.
With the MoneyBack Plus Card, every expenditure of Rs. 150 earns you up to 20 cash points, which can be redeemed for various benefits such as reducing the outstanding balance, accessing the product catalogue, acquiring Airmiles, and more. In addition to lucrative cashback rewards, the card also offers enticing gift vouchers valued at up to Rs. 2,000 upon reaching specified spending milestones.
Delving into the dining perks, cardholders can relish a substantial 15% discount at over 2,000 premium restaurants nationwide. The HDFC MoneyBack Plus card goes beyond cashback, offering additional savings avenues like a fuel surcharge waiver and a spend-based annual fee waiver for its customers.
Table of Contents
Benefits and Features of HDFC Bank MoneyBack Plus Credit Card
| Benefits and Features | HDFC Bank MoneyBack Plus Credit Card |
|---|---|
| Welcome Benefits | As a welcome perk, you receive 500 Cash points. |
| Cashback/Rewards Points | Accumulate 2 CashPoints for every Rs. 150 spent on retail purchases, enjoy 5X CashPoints on EMI spends at designated merchants, and avail 10X CashPoints when transacting with partner brands. |
| Travel Benefits | N/A |
| Dining Benefits | Enjoy a discount of up to 15% at over 2,000 premium restaurants when dining out. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
HDFC Bank MoneyBack Plus Credit Card Reward Points/Cashback
The HDFC MoneyBack+ Credit Card offers cashback in the form of cash points for various transactions. Here are the details of the cashback:
10X CashPoints (20 CashPoints per ₹150 spent):
Cardholders can earn 10x Cash Points (20 CPs per Rs. 150) on transactions made at Amazon, Flipkart, Big Basket, Reliance Smart Superstore, and Swiggy. However, the bonus cash points for this category are limited to 2,500 points per month. It’s important to note that if a cardholder makes an EMI spend on the merchants listed under the 10X CashPoints category, they will receive 5X CashPoints instead.
5X CashPoints (10 CashPoints per Rs. 150 spent):
EMI spends at selected merchant locations can earn cardholders 5x Cash Points (10 CPs per Rs. 150). Cashbacks are applicable for Merchant/EasyEMI, Aggregator EMI, and Brand EMI. It’s worth mentioning that only the principal amount of the EMI will be eligible for CashPoints. Within this category, cardholders can earn a maximum of 2,500 cash points per month.
2 CashPoints (2 CashPoints per Rs. 150 spent):
Cardholders can earn 2 Cash Points per Rs. 150 spent. Additionally, transactions made through SmartPay will also fall under the 2 CashPoints category. However, Cash Points will not be provided for fuel spends, wallet loads, gift or prepaid card loads, voucher purchases, cash advances, payment of outstanding amounts, or payment of card fees.
The accrued cash points are valid for a period of 2 years from the date of accrual. It’s important to note that no cash points are earned on fuel transactions, wallet reloads, and voucher purchases.
Milestone Benefits
By spending Rs. 50,000 or more in a quarter using the HDFC MoneyBack+ Credit Card, cardholders have the opportunity to earn a gift voucher worth Rs. 500. This implies that over the course of a year, they can accumulate gift vouchers worth Rs. 2,000.
Eligibility & Document for HDFC Bank MoneyBack Plus Credit Card
Read the article on CardsPreview.com for HDFC Bank MoneyBack Plus Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | HDFC Bank MoneyBack Plus Credit Card |
|---|---|
| Joining fee | Rs. 500 |
| Annual fee | Rs. 500 |
| Fee waiver | The annual fee is waived if you spend Rs. 50,000 or more in the preceding year. |
| Fuel surcharge | Benefit from a 1% fuel surcharge waiver on all fuel transactions. |
How to Apply for HDFC Bank MoneyBack Plus Credit Card
You can apply online or offline for this HDFC Bank MoneyBack Plus Card.
Online – Visit HDFC Bank’s official website and apply for this HDFC Bank MoneyBack Plus Card.
Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the HDFC Bank MoneyBack Plus Card.
