This guide is tailored to help you discover the Best Rupay Credit Cards for Dining specifically designed for dining, ensuring not only a delightful culinary journey but also exclusive perks and discounts at your favourite restaurants.
Before delving into our top recommendations, it’s essential to grasp the significance of having a Rupay credit card optimized for dining.
Renowned for its cost-effective solutions, Rupay offers credit cards with features crafted to elevate your gastronomic adventures.
Choosing the right card ensures not only seamless transactions but also access to exclusive dining privileges and savings.
Savoring Savings: A Comprehensive Guide to the Best Rupay Credit Cards for Dining Experiences
| Credit Card | Annual Fees | Key Features |
|---|---|---|
| IndianOil Axis Bank Credit Card | Rs. 499 + GST | Earn a 4% cashback on fuel expenses when you fill up at IndianOil outlets. |
| HDFC Freedom Credit Card | Rs. 499 + GST | Earn 10 times the CashPoints on transactions made through Big Basket, BookMyShow, OYO, Swiggy, and Uber. |
| HDFC Moneyback Plus Credit Card | Rs. 499 + GST | Get 10X CashPoints when you shop at Amazon, Swiggy, BigBasket, Reliance Smart SuperStore, and Flipkart. |
| Yes Prosperity Reward Plus Credit Card | Rs. 399 + GST | Receive 12,000 bonus reward points for expenditures totalling Rs. 3.6 lakh or more within each anniversary year. |
Best Rupay Credit Cards for Dining – Table of Contents
Top Picks for Best Rupay Credit Cards for Dining Experiences:
1. IndianOil Axis Bank Credit Card
The IndianOil Axis Bank credit card is designed to provide savings not only on fuel expenses but also on various other spending categories.
This fuel credit card offers a diverse range of benefits and features, including significant savings on fuel through accelerated reward points and surcharge waivers. Additionally, users can enjoy advantages across different expense categories.
Key Features of Axis Bank IndianOil Credit Card:
- Earn accelerated reward points when refuelling at Indian Oil Corporation fuel pumps.
- Enjoy a welcome benefit of cashback, with up to Rs.250 on all fuel expenses within the first 30 days of card issuance.
- Earn accelerated reward points on shopping expenditures.
- Benefit from a fuel surcharge waiver on all fuel transactions.
- Avail an annual fee waiver if your annual expenses exceed Rs.50,000.
- Access discounts on movie ticket purchases.
This credit card is a comprehensive solution for individuals seeking savings not only on fuel but also on various other aspects of their daily expenses.
IndianOil Axis Bank Credit Card is one of the Best Rupay Credit Cards for Dining.
2. HDFC Freedom Credit Card
The HDFC Bank Freedom credit card stands out as one of the premier credit cards offered by HDFC Bank.
This credit card boasts a plethora of features and advantages, including accelerated reward points that extend to various categories such as dining, grocery, railway bookings, taxi bookings, and movie expenses.
Experience the benefits of 5X reward points on specific categories like dining, grocery, railway bookings, taxi bookings, and movie expenditures.
Elevate your birthday celebrations with an impressive 25X reward points on all expenses made using the card. Additionally, enjoy 10X reward points on purchases made through PayZapp and SmartBUY.
As a bonus, receive a gift voucher worth Rs.1,000 when your annual spending exceeds Rs.90,000. Furthermore, the renewal fee is waived if your annual expenditures surpass Rs.50,000.
Take advantage of an interest-free period of up to 50 days, making this credit card a valuable choice for managing your finances.
HDFC Freedom Credit Card is one of the Best Rupay Credit Cards for Dining.
3. HDFC Moneyback Plus Credit Card
The HDFC MoneyBack+ Credit Card stands out as a rewarding option, providing a range of benefits across diverse categories for cardholders.
This entry-level card is ideal for those seeking exciting rewards, offering cashback and reward points on expenditures at popular platforms like Swiggy, Amazon, Flipkart, Big Basket, and Reliance Smart Super Store.
Upon card activation, users receive a welcome gift of 500 CashPoints. The rewards continue with 5x CashPoints on Equated Monthly Installments (EMI) payments to specified merchants.
Additionally, earn two CashPoints for every Rs.150 spent, excluding wallet reloads, fuel and voucher purchases, and prepaid card reloads.
Enjoy the exclusive advantage of 10x CashPoints on purchases from partner brands such as Reliance Smart Store, Flipkart, Swiggy, Amazon, and Big Basket.
Indulge in dining with a generous up to 15% discount at over 2,000 select restaurants nationwide.
Cardholders spending beyond Rs.50,000 annually receive a Rs.500 gift voucher, along with a 1% fuel surcharge waiver.
The annual fee is waived if the annual expenditure surpasses Rs.50,000. Furthermore, the card facilitates easy EMIs for significant purchases.
The HDFC MoneyBack+ Credit Card assures peace of mind with its zero lost card liability benefit. In case of card loss, users are not accountable for fraud, provided they promptly report the incident to HDFC Bank Credit Card customer service.
For those spending a minimum of Rs.50,000 per year, the renewal membership fee is waived, making this credit card a comprehensive and rewarding financial companion.
4. Yes Prosperity Reward Plus Credit Card
The YES Prosperity Reward Plus Credit Card offers you rewards with every swipe, providing an array of benefits.
This credit card not only grants you attractive discounts on dining and retail expenditures but also ensures accelerated reward points for dining bills, international transactions, and online purchases.
As part of the YES Privileges program, you can indulge in fantastic offers on dining, travel, shopping, and wellness expenses, particularly in select cities.
Moreover, you’ll appreciate the convenience of a fuel surcharge waiver at fuel pumps nationwide, enhancing the overall value of your card.
Conclusion for Best Rupay Credit Cards for Dining
In conclusion, the quest for the best Rupay credit cards for dining involves a comprehensive analysis of dining discounts, integration with food delivery platforms, tailored rewards, and additional dining-related benefits.
By selecting a card that aligns with your dining preferences, you not only enhance your culinary experiences but also optimize your overall savings.
Remember, the right card is more than a payment tool, it’s your key to savouring exclusive privileges with each dining experience. Happy dining!
