ICICI Amazon Pay credit card vs ICICI Bank Sapphiro credit card
Check below for a comparison between the ICICI Amazon Pay credit card vs ICICI Bank Sapphiro credit card or ICICI Bank Sapphiro credit card vs ICICI Amazon Pay credit card and find which is better –
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Overview of ICICI Amazon Pay credit card
With a focus on rewarding users, the Amazon Pay ICICI Credit Card serves as a cashback card, delivering an impressive 5% cash back for Prime members on the Amazon shopping app.
Additionally, it ensures a steady 1% cashback on all online and offline spending, establishing itself as a perpetual free credit card.
Positioned as an entry-level co-branded shopping credit card, the Amazon Pay ICICI Credit Card caters to the needs of online shoppers, particularly those who favor Amazon.
With an emphasis on simplicity, it offers a heightened reward rate for Amazon transactions. However, being a basic credit card, it doesn’t come with many additional benefits.
Overview of ICICI Bank Sapphiro credit card
Receive a 25% price reduction on your cinema ticket reservations via BookMyShow and INOX by making a minimum purchase of 2 tickets per transaction.
You can avail of this promotion twice per month, offering a dependable method to reduce your entertainment costs.
The highest discount cap is established at Rs. 150. Additionally, accumulate 4 Reward Points for each Rs. 100 spent on international transactions, 2 Reward Points for local expenditures, and 1 Reward Point for every Rs. 100 utilized for utilities and insurance categories when using this credit card.
ICICI Amazon Pay credit card VS ICICI Bank Sapphiro credit card
Features/Charges | Amazon Pay ICICI Credit Card | ICICI Bank Sapphiro Credit Card |
---|---|---|
Joining Fees | NIL | Rs. 6,500 + taxes |
Annual Fees | NIL | Rs. 3,500 + taxes |
Welcome Benefits | Get a welcome reward ranging from Rs300 to Rs600, credited directly to your Amazon Pay Balance. | Get a 25% discount on movie ticket bookings through BookMyShow and INOX, requiring a minimum purchase of 2 tickets per transaction. This offer is redeemable twice every month, providing a reliable way to trim down your entertainment expenses. The maximum discount limit is set at Rs. 150. |
Cashback / Rewards point | For Prime subscribers, there’s a 5% cashback, for non-Prime users, it’s 3%, and all other transactions fetch a 1% cashback. | Collect 4 Reward Points for each Rs. 100 used in international transactions, 2 Reward Points for local expenses, and 1 Reward Point for every Rs. 100 spent on utilities and insurance categories when employing this credit card. |
Dining benefits | This card entitles you to a noteworthy 15% discount at partner restaurants as part of the ‘Culinary Treats program.’ | Enjoy cost-effective dining with the Culinary Treats Program, securing discounts on your restaurant bills. |
Travel benefits | N/A | Gain two free visits to railway lounges every quarter and one free airport lounge access each quarter with both card options, making it a total of two accesses per quarter. This feature is applicable when you meet the minimum expenditure of Rs. 5,000 in the quarter preceding. |
Annual fees waiver | N/A | If your spending reaches Rs. 3 lakhs or exceeds it in an anniversary year, you won’t be subject to the renewal fee. |
Fuel surcharge waiver | Enjoy the convenience of a 1% fuel surcharge waiver with this card, valid at all fuel stations across India. | Spending Rs 6 Lakhs or more annually ensures you won’t be charged the renewal fee. |