The American Express Gold Charge Card in India is a Charge Credit Card, accompanied by its more premium counterpart, the Platinum Card. While the Platinum Card boasts superior rewards, both cards share a distinctive feature: a dynamic credit limit tailored to the card member’s spending patterns, financial status, credit score, and account history.
Despite being the more affordable option of the two Charge Cards, the Gold Card doesn’t compromise on premium privileges, especially in terms of travel and dining benefits. Recently, American Express revamped the offer and discount catalog for the Gold Card, elevating its appeal. Whether you revel in shopping or are a passionate traveler, this card presents enticing advantages.
Continue reading to uncover the comprehensive details about the perks and fees associated with the American Express Gold Charge Card.
Table of Contents
Benefits and Features of American Express Gold Charge Card
| Benefits and Features | American Express Gold Charge Card |
|---|---|
| Welcome Benefits | Earn 4,000 Membership Rewards Points as a bonus. |
| Cashback/Rewards Points | Receive 1 Membership Rewards Point for every Rs. 50 spent using the card, and enjoy a fivefold increase in Membership Rewards Points when using the Rewards Multiplier Portal. |
| Travel Benefits | Benefit from a 10% discount on Air Vistara tickets and exclusive discounts through partnerships with renowned hotel chains. |
| Dining Benefits | Unlock up to 25% off on orders from esteemed establishments like The Oberoi Gurgaon and The Leela, along with up to 20% discounts at select restaurants. Explore the rewarding world of perks with your card. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Welcome Benefits
Receive a generous Welcome Benefit of 4,000 Membership Rewards Points when you spend Rs. 10,000 within the initial 90 days of acquiring your credit card.
Travel Benefits
- Enjoy a $100 credit for resort activities, spas, and dining when you book a two-night stay at over 400 participating hotels, including renowned establishments like Hilton and Hyatt.
- Avail a 15% discount on the best available room rate or breakfast at The Leela by using promo code AMEXSTAY during booking.
- Receive an exclusive 25% discount on your stay at Pallazo Versace, and save up to 20% on accommodations at all Saffron Stays properties.
- Unlock a 15% discount when booking a minimum two-night stay at Vista Rooms properties.
- Indulge in a 20% discount on select room categories and enjoy a 25% off on spa services at Lodhi.
Milestone Benefits
Additionally, enjoy the ongoing perks of earning 1,000 Membership Rewards Points every month by completing six transactions, each amounting to Rs. 1,000, throughout each calendar month on your American Express Gold credit card. Explore the rewards that come with your card for a seamless and rewarding experience.
Dining Benefits
- Enjoy a 20% discount on your dining bills at designated partner restaurants. Indulge in delectable meals with up to 25% off on orders from renowned establishments like The Leela, The Oberoi Gurgaon, The Lodhi, Hilton, Accor, Roseate, and Qmin when dining in the comfort of your home.
- Elevate your dining outings with these enticing discounts tailored for your enjoyment.
Rewards
- Gain 1 Reward Point for every Rs. 50 spent using your card. Additionally, earn 1 Membership Rewards Point for every Rs. 50 spent on utilities and fuel, with point caps set at 10,000 and 5,000 for the respective categories.
- Amplify your rewards with 5X Membership Rewards Points on all purchases made through the Rewards Multiplier portal, offering a diverse range of products from acclaimed brands like Flipkart and Apple.
- Maximize your benefits and enjoy a rewarding shopping experience with these exclusive perks.
Eligibility for American Express Gold Charge Card
To check the eligibility for the American Express Gold Charge Card, kindly read the American Express Credit Card Eligibility Blog post
Fees & Charges of American Express Gold Charge Card
| Fees & Charges | American Express Gold Charge Card |
|---|---|
| Joining fee | Rs. 1,000 + GST |
| Annual fee | Rs. 4,500 + GST |
| Fee waiver | N/A |
| Fuel surcharge | Fuel transactions up to Rs. 5,000 are exempt from charges at HPCL fuel stations, while a 1% surcharge applies at BPCL and IOCL stations. At all other fuel stations, there is a 2.5% surcharge. Explore the details of waived fees and surcharges to make informed decisions on your fuel transactions. |
How to Apply for American Express Gold Charge Card
You can apply online or offline for this American Express Gold Charge Card.
Online – Visit American Express Credit Card and apply for this credit card.
Offline – You can visit the nearest AMEX branch with all the necessary documents.
Review of American Express Gold Charge Card
Similar to many other American Express credit cards, the AmEx Gold Card provides a commendable reward rate of 1 Membership Rewards Point for every Rs. 50 spent using the card.
Recent enhancements to the card’s offers and discounts have elevated its appeal, making it an enticing choice in the sub-premium segment. This is especially true for frequent flyers and individuals who enjoy dining out, thanks to the array of travel and dining benefits it offers.
Feel free to share your thoughts on the AmEx Gold Card in the comments section below. If you’re already a cardholder, we encourage you to share your experiences with others. Your insights can provide valuable information to those considering or using the card.
