The American Express Membership Rewards Credit Card, offered by American Express, is renowned for its top-notch support and premium services. This credit card brings a plethora of rewards for your shopping and other expenditures.
For a joining fee of Rs 1,000 and a renewal fee of Rs 4,500, the Membership Rewards® Credit Card ensures a host of benefits. The renewal fee can be waived if your annual spending exceeds Rs 1,50,000. Every Rs 50 spent (excluding fuel transactions, utility bill payments, insurance, and cash transactions) earns you 1 membership reward point. Additionally, making 4 transactions of Rs 1,500 or more entitles you to a bonus of 1,000 membership reward points.
Beyond these perks, the Membership Rewards® Credit Card offers various rewards and benefits, including monthly milestone rewards, a fuel surcharge waiver, and enticing entertainment and insurance advantages.
Explore further to discover more about the exceptional features of this credit card.
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Welcome Benefits
The Membership Rewards Credit Card greets you with a welcome offer of 4000 Bonus Membership Reward Points. To unlock this bonus, simply pay the Rs 1000 joining fee and make eligible purchases totaling Rs 15,000 within the first 90 days of card activation. Information regarding these welcome benefits will be conveniently communicated through SMS or Email to your registered phone number or Email ID.
Monthly Milestone Rewards
Experience the joy of earning 1,000 Bonus Membership Reward Points by completing four transactions, each amounting to Rs 1,500 or more, on your American Express Membership Rewards credit card within a calendar month.
Additionally, enjoy a spend-based reward of 1,000 Membership Reward Points when you reach Rs 20,000 in spending during a calendar month. To avail of this benefit, cardholders need to enroll in the program.
The accumulated Membership Reward Points from your credit card transactions will be credited within 30 days after the completion of each calendar month.
Please note that points earned through the spend-based monthly milestone benefit cannot be redeemed for statement cash.
Spend-Based Renewal Fee Waiver
Unlock a renewal fee waiver of Rs 4,500 by spending Rs 1,50,000 or more in the previous year. Additionally, enjoy a 50% waiver on the renewal fee for annual spending ranging from Rs 90,000 to Rs 1,49,999 in the previous year.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver on transactions up to Rs 5,000 at all HPCL fuel stations. For BPCL and IOCL fuel stations, a 1% fuel surcharge is applicable on transactions exceeding Rs 10. Transactions at other fuel stations attract a 2.5% fuel surcharge.
18,000 MR Points / 18 Karat Gold Collection for American Express Membership Rewards Credit Card:
Taj voucher worth Rs. 9,000
Shoppers Stop voucher worth Rs. 8,000
Big Basket voucher worth Rs. 8,000
Croma voucher worth Rs. 7,000
Myntra voucher worth Rs. 8,000
Amazon voucher worth Rs. 7,000
Flipkart voucher worth Rs. 7,000
24,000 MR Points / 24 Karat Gold Collection for American Express Membership Rewards Credit Card:
Croma voucher worth Rs. 9,000
Amazon voucher worth Rs. 9,000
Flipkart voucher worth Rs. 9,000
Tanishq voucher worth Rs. 10,000
Vistara voucher worth Rs. 11,000
Shoppers Stop voucher worth Rs. 11,000
Taj voucher worth Rs. 14,000
Renewal Benefit of American Express Membership Rewards Credit Card:
100% fee waiver on spending Rs 1.50 Lakh or above in the previous year using American Express Membership Rewards® Credit Card.
50% fee waiver on spending between Rs 90,000 to Rs 1.49 Lakh in the previous year using American Express Membership Rewards® Credit Card
Fee & Charges
| Joining Fees | Rs. 1,000 plus applicable taxes |
| Annual Fees | Rs. 4,500 plus applicable taxes from the second year |
This offer is for a limited time period. For updated fees and charges please connect with an American Express customer card or their official website.
Eligibility for American Express Membership Rewards Credit Card
To check the eligibility for the American Express Membership Rewards Credit Card, kindly read the American Express Credit Card Eligibility Blog post
How to apply for American Express Membership Rewards Credit Card
To apply for American Express Membership Rewards® Credit Card kindly visit the official website of American Express and apply from there, also there is an outlet of AMEX from where you can apply for an American Express Membership Rewards® Credit Card.
