The American Express Platinum ReserveSM Credit Card stands as the second-tier premium offering from American Express, trailing only the Platinum card, renowned for its status as a Charge Card with a flexible credit limit.
While it presents an array of travel-centric perks such as Taj Epicure membership and participation in the Hotel Collection program, it encompasses a broader spectrum of advantages.
These encompass exclusive dining privileges, complimentary golf access, and movie vouchers.
Beyond its myriad benefits, American Express cards are distinguished for their esteemed brand reputation.
Many individuals gravitate toward AmEx cards, prioritizing them over Visa and MasterCard due to this perceived prestige.
In this comprehensive overview, we delve into the extensive features and advantages that the Platinum Reserve credit card brings to the table.
Table of Contents
Benefits and Features of American Express Platinum ReserveSM Credit Card
| Benefits and Features | American Express Platinum ReserveSM Credit Card |
|---|---|
| Welcome Benefits | As a special introductory offer, you’ll receive 11,000 bonus Membership Rewards Points upon the realization of the joining fee, provided you spend a minimum of Rs.30,000 within the first 90 days of receiving the credit card. |
| Cashback/Rewards Points | Earn 1 Membership Reward Point for every Rs. 50 spent using the card, excluding transactions related to fuel, utilities, insurance, cash, and EMI conversions at the Point of Sale. |
| Travel Benefits | Indulge in a range of complimentary benefits, including annual domestic lounge access, Priority Pass membership, and a complimentary Taj Epicure Membership. |
| Dining Benefits | Experience the added perks of a complimentary Taj Epicure membership and exclusive access to EazyDiner Prime. |
| Domestic Lounge Access | Enjoy 12 complimentary domestic lounge visits per year, with a quarterly limit of 3 visits. |
| International Lounge Access | Additionally, relish the privilege of a complimentary Priority Pass membership, with a charge of USD 32 per person per visit. |
| Movie Benefits | As part of our ongoing rewards program, receive BookMyShow vouchers worth Rs. 500 each month on a minimum expenditure of Rs. 25,000. |
| Insurance Benefits | Receive air accident coverage amounting to Rs. 1 crore and enjoy protection against loss, damage, or burglary for any item bought with the card. |
Welcome Offer
Experience the perks of our Platinum Reserve credit card with a generous welcome benefit of 11,000 bonus Membership Rewards Points. Simply spend Rs. 30,000 within 90 days of receiving the card, and you’ll be rewarded. Note that this offer is subject to the realization of the joining fee.
Travel Advantages
Enjoy 12 complimentary domestic airport lounge visits each year, limited to 3 per quarter, at partner lounges throughout India. Gain international lounge access at over 1200 VIP lounges in 120+ countries with a complimentary Priority Pass membership. For international lounge visits under this program, a USD 32 usage fee will apply per guest.
Experience the luxury of a complimentary Taj Epicure membership, offering special privileges such as a 10% discount on stays, late check-outs, and the unlimited validity of Taj InnerCircle Points. Take advantage of a USD 100 hotel credit and a complimentary room upgrade at select luxurious hotel chains through the Hotel Collection program, including Hyatt and Hilton Hotels.
Movie and Dining Perks
On a monthly spend of Rs. 25,000, choose between a BookMyShow or a Flipkart voucher, each worth Rs. 500. Delight in the complimentary Taj Epicure Program, providing exclusive benefits on dine-outs at bars, restaurants, and spas across Taj, SeleQtions, and Vivanta Hotels. Enjoy a 50% discount on your first three dining transactions, receive two room upgrade vouchers, and savor happy hours from 6 PM to 8 PM at participating bars.
Exclusive Memberships
Indulge in the world of golf with two complimentary rounds every month at 32 premier golf destinations in India, including a 100% waiver on the green fee. Both primary and add-on card members can access discounted golf lessons.
Milestone Rewards
As you use your card, you have the freedom to select your rewards. Spend Rs. 25,000 in a calendar month, and you can opt for vouchers from Flipkart, BookMyShow, or other renowned brands, each worth Rs. 500. Additionally, reach a minimum expenditure of Rs. 5 lakhs in a membership year, and you’ll unlock a Taj stays voucher valued at Rs. 10,000 (subject to realization of the annual membership fee).
Concierge Excellence
Unlock a global 24×7 Platinum concierge service, offering assistance with various services, including flower and gift delivery, movie ticket bookings, golf arrangements, spa sessions, and dining reservations. Dial 1800-180-1030 or 1800-419-1030 to access the American Express concierge service.
Insurance Coverage
Rest easy with our comprehensive insurance coverage, including a personal air-accident cover worth Rs. 1 crore (applicable in case of loss of life). Additionally, enjoy purchase protection for items bought with a credit card, covering theft, burglary, or damages due to natural disasters within 60 days of purchase.
Golf Benefits
Card users will enjoy two free rounds of golf every month at 32 select top-tier golf venues across India, and they’ll benefit from a complete waiver of the green fee.
Eligibility for American Express Platinum ReserveSM Credit Card
To check the eligibility for the American Express Platinum ReserveSM Credit Card, kindly read the article American Express Credit Card Eligibility.
Fees & Charges of American Express Platinum ReserveSM Credit Card
| Fees & Charges | American Express Platinum ReserveSM Credit Card |
|---|---|
| Joining fee | Rs. 5,000 |
| Annual fee | Rs. 5,000 |
| Fee waiver | N/A |
| Fuel surcharge | Enjoy a fee waiver at HPCL fuel stations for transactions up to Rs. 5,000, encounter a 1% surcharge at BPCL and IOCL stations, and face a 2.5% surcharge at all other fuel stations across India when using this credit card. |
How to Apply for American Express Platinum ReserveSM Credit Card
To apply for American Express Credit Card kindly visit the official website of American Express and apply from there, also there is an outlet of AMEX from where you can apply for an American Express Membership Rewards Credit Card.
