Axis Bank Aura vs Privilege- Check below for a comparison between Axis Bank Aura vs Privilege.
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Axis Bank Aura vs Privilege
In the diverse landscape of credit cards, the comparison between the Axis Bank Aura Credit Card and the Axis Bank Privilege Credit Card unfolds as a pivotal decision for individuals seeking tailored financial advantages.
The Axis Bank Aura Credit Card caters to versatile spending habits, offering cashback benefits on fuel, groceries, and utility bills, making it an ideal choice for those with diverse lifestyle preferences.
Conversely, the Axis Bank Privilege Credit Card is designed for the discerning cardholder, providing a range of premium privileges such as complimentary lounge access, milestone rewards, and exclusive travel benefits.
This comprehensive analysis delves into the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize cashback on everyday expenditures or aspire to enjoy premium privileges, understanding the nuanced features of these Axis Bank credit cards will guide you towards the one that seamlessly aligns with your financial goals and individual aspirations.
Overview of Axis Bank Aura credit card
The Axis Bank AURA Credit Card is a premium credit card offered by Axis Bank that comes with a range of benefits.
This card earns 2% cashback on all spends, with higher cashback rates on select categories like fuel, groceries, and utility bill payments. Cardholders can enjoy up to 20% off on dining at partner restaurants across India.
Also, cardholders can convert high-value purchases into EMIs at low interest rates. Keep reading to know more.
Overview of Axis Bank Privilege credit card
Priority banking clients enjoy a lifetime free card, while non-priority customers are required to pay a joining fee of Rs. 1,500.
New users have the chance to accumulate a maximum of 12,500 EDGE Reward Points as welcome benefits, redeemable for multi-brand vouchers with a value of up to Rs. 5,000. Cardholders also earn 10 EDGE Points for every Rs. 200 spent.
Axis Bank Aura vs Privilege
| Features/Charges | Axis Bank Aura credit card | Axis Bank Privilege credit card |
|---|---|---|
| Joining Fees | Rs. 749 (plus applicable taxes) | Rs. 1,500 |
| Annual Fees | Rs. 749 (plus applicable taxes) | Rs. 1,500 |
| Welcome Benefits | As a welcome bonus, you will get a Decathlon voucher worth Rs. 750. | Secure 12,500 EDGE REWARD Points by covering the joining fee, and for those in priority banking, gain 6,250 EDGE REWARD Points with this card. |
| Cashback / Rewards point | Get 2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spending. | Every Rs. 200 expenditure on this card earns you 10 EDGE Points. |
| Dining benefits | Get up to a 20% discount on dining at partner restaurants. | When you use this card, you can benefit from a 20% discount at participating restaurants as part of Axis Bank’s ‘Dining Delights’ program. |
| Travel benefits | N/A | Utilizing this card allows you two complimentary entries to domestic lounges each quarter. |
| Annual fees waiver | N/A | Achieve an annual fee waiver after making 2.5 lakh in purchases with this card. |
| Fuel surcharge waiver | 1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month) using this credit card* | Utilize this card to obtain a 1% fuel surcharge waiver at all fuel stations throughout India. |
