Check below for a comparison between Axis Bank Flipkart credit card vs Ace credit card or Ace credit card vs Axis Bank Flipkart credit card and find which is better –
Discovering the ideal credit card to suit your financial needs is a crucial decision. The Axis Bank Flipkart Credit Card and the Ace Credit Card present unique offerings tailored to diverse preferences.
While the Axis Bank Flipkart Credit Card boasts exclusive benefits for avid Flipkart shoppers, the Ace Credit Card brings its distinctive advantages to the forefront.
In this succinct comparison, we explore the key features, rewards, and perks of each card, helping you make an informed choice that aligns seamlessly with your spending habits and financial goals.
Table of Contents
Axis Bank Flipkart credit card vs Ace credit card
Overview of Axis Bank Flipkart credit card
Choose the Flipkart Axis Bank Credit Card by Axis Bank for a superior cashback experience.
Enjoy a substantial 5% cashback on Flipkart and Myntra, coupled with 1.5% cashback on all other expenditures.
Looking to purchase daily household items, clothing, electronics, books, or indulge in festive shopping?
The Flipkart Axis Bank Credit Card provides an immediate 5% cashback on Flipkart transactions.
Additionally, this card offers accelerated cashback at popular merchants like Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, along with valuable benefits for travel, dining, and fuel.
Overview of Ace credit card
The ACE Credit Card, a product of Axis Bank and falling into the cashback category, guarantees attractive cashback rewards on every transaction.
Avail a 5% cashback on Bill Payments and mobile recharges through Google Pay, a 4% cashback on Swiggy, Zomato, Ola, and a 2% cashback on all remaining expenditures.
Axis Bank’s ACE Credit Card ensures users a reasonable credit limit, taking into account factors like income, banking connections, and credit history.
A higher credit score typically results in a more generous limit, but cardholders can proactively seek an increase by liaising with the card issuer.
Axis Bank Flipkart credit card vs Ace credit card
| Features/Charges | Flipkart Axis Bank credit card | Axis Bank Ace Credit Card |
|---|---|---|
| Joining Fees | Rs. 500 + Taxes | Spend Rs. 10,000 within 45 days of card issuance, and the joining fee of Rs. 499 will be refunded. |
| Annual Fees | Rs. 500 + Taxes | 2nd year onward: Rs. 499 |
| Welcome Benefits | Attain Rs. 500 in Flipkart vouchers and receive a 15% cashback, with a maximum limit of Rs. 500, on your Myntra purchases. | N/A |
| Cashback / Rewards point | Attain a 5% cashback on Flipkart and Myntra purchases, along with a 1.5% cashback on retail spending. | Enjoy a 5% cashback on bill payments, DTH recharges, and mobile recharges made via Google Pay, and receive 4% cashback on Swiggy, Ola, and Zomato. Furthermore, avail a 2% cashback on miscellaneous expenses. |
| Dining benefits | Access a 20% discount at select restaurants under Axis Bank’s ‘Dining Delights’ program with this credit card. | Make your dining experiences more delightful with a 20% discount at partner restaurants using this card through Axis Bank’s ‘Dining Delights’ program. |
| Travel benefits | Utilize this card to obtain four free visits at domestic airports every year. | Enjoy up to four complimentary entries to domestic airport lounges by using this card, adding a touch of luxury to your travel experience. |
| Annual fees waiver | Enjoy a waiver for the annual fee when your spending with this card hits 2 Lakhs. | The annual fee is exempted when annual spending exceeds Rs. 2,00,000. |
| Fuel surcharge waiver | Enjoy a 1% fuel surcharge waiver when using this card at any fuel pump across the country. | Across all fuel pumps in India, this card ensures a 1% fuel surcharge waiver for added savings. |
Read more about Flipkart Axis Bank credit card
Read more about Ace credit card
