The Axis Bank Platinum Credit Card, provided by Axis Bank, is a fundamental credit card equipped with various features.
Users can experience the convenience of having fuel surcharge fees waived when conducting transactions at petrol pumps.
Additionally, cardholders can access exclusive discounts on movie tickets. Discover numerous other advantages by continuing to explore.
Table of Contents
Benefits and Features of Axis Bank Platinum Credit Card
| Benefits and Features | Axis Bank Platinum Credit Card |
|---|---|
| Welcome Benefits | Upon your first online transaction with this credit card, you’ll receive a welcoming bonus of 100 Edge Rewards. |
| Cashback/Rewards Points | Earn 6 Edge Rewards for every domestic expenditure of Rs. 200 and 12 Edge Rewards for every international expenditure of Rs. 200 as Cashback/Rewards Points. |
| Travel Benefits | N/A |
| Dining Benefits | Indulge in dining benefits with a guaranteed minimum discount of 15% at partner restaurants across India. Enjoy the perks of this credit card and make the most of its rewarding features. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | Cardholders are entitled to a generous 25% discount on movie tickets, adding to the array of benefits provided by this credit card. Enjoy the cinema experience with exclusive savings as part of your cardholder privileges. |
| Insurance Benefits | N/A |
Reward Redemption
The accumulated EDGE REWARD points can be redeemed for purchasing vouchers, mobiles & accessories, and much more exciting products. 1 Edge Reward Point = Re. 0.20.
Joining & Renewal Fee Waiver Based on Spend
- Experience a hassle-free membership with our spend-based joining and renewal fee waiver. The Rs. 500 joining fee is automatically waived if you make purchases totaling Rs. 5,000 or more within the first 45 days from the card activation date.
- Similarly, enjoy a renewal fee waiver of Rs. 200 by spending Rs. 1 lakh or more in the preceding year. These spending milestones make your membership even more rewarding, ensuring you receive the benefits without the additional fees.
Eligibility for Axis Bank Platinum Credit Card
To check the eligibility for the Axis Bank Platinum Credit Card, kindly read the Axis Bank Platinum Credit Card Eligibility Blog post
Fees & Charges
| Fees & Charges | Axis Bank Platinum Credit Card |
|---|---|
| Joining fee | Rs. 500 |
| Annual fee | Rs. 200 |
| Fee waiver | Take advantage of our annual fee waiver policy: the joining fee is automatically waived when you spend Rs. 5,000 within 45 days of card setup. Furthermore, enjoy a renewal fee waiver by spending Rs. 1,00,000 in the previous year. |
| Fuel surcharge | Make fueling up more rewarding with a 1% fuel surcharge waiver when you purchase fuel within the range of Rs. 400 – Rs. 4,000 at any petrol pump across India using this credit card. Experience the benefits and savings tailored to enhance your cardholder experience*. |
Outlined below are some of the key fees and charges associated with the Axis Bank Platinum Card:
Joining Fee and Renewal Fee:
- Joining Fee: Rs. 500 (applicable for the first year only)
- Renewal Fee: Rs. 200 (applicable from the second year onwards)
Interest Rate:
- The credit card carries an interest rate of 3.4% per month or 40.8% per annum.
Cash Withdrawal Charges:
- Cash withdrawal incurs a fee of 2.5% of the withdrawn amount, with a minimum charge of Rs. 500.
Foreign Currency Markup Fee:
- For transactions in foreign currency, a markup fee of 3.5% is applied to the total transaction amount.
How to Apply for Axis Bank Platinum Credit Card
You can apply online or offline for this Axis Bank Platinum Card.
Online – Visit axis bank’s official website and apply for this Axis Bank Platinum Card.
Offline – For your convenience, please visit the nearest Axis Bank branch and bring all your the required documents. This will facilitate a smooth and efficient process for any services or transactions you intend to undertake. Axis Bank staff will be ready to assist you upon your visit, ensuring you have a seamless experience.
