Bank of Baroda Select Credit Card offers select privileges on online shopping, dining spending, utility bill payments, fuel purchases, and many more.
By offering bonus rewards every month, the Bank of Baroda Select Credit Card offers better value for all the purchases made using this card.
The card is free for a lifetime for cardholders who spend Rs.70,000 every year using it.
Other interesting features offered by this card are free insurance coverage and zero liability on the lost card. To know more in detail about them, keep reading.
Table of Contents
Benefits and Features of Bank of Baroda Select Credit Card
| Benefits and Features | Bank of Baroda Select Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Cardholders will get 1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | you will get an accidental death cover is provided. |
Bank of Baroda Select Credit Card features and benefits:
The BoB Select Credit Card comes with no annual fees and provides a competitive reward rate, along with numerous privileges spanning various categories. Here are some key features and advantages:
Insurance Coverage:
The Bank of Baroda Select Credit Card includes accidental death insurance coverage.
Fuel Surcharge Exemption:
Enjoy a 1% fuel surcharge waiver at all fuel stations for transactions ranging from Rs. 400 to Rs. 5,000. The maximum monthly waiver for the Bank of Baroda Select Credit Card is Rs. 250.
Rewards Program for Bank of Baroda Select Credit Card:
Earn 1 Reward Point for every Rs. 100 spent. Additionally, receive 5x Reward Points per Rs. 100 spent on utility bills, dining, or online transactions. However, the 5x Reward Points have a maximum benefit of 1000 Reward Points per month. Note that fuel transactions do not qualify for Reward Points.
Eligibility & Document for Bank of Baroda Select Card
Read the article on CardsPreview.com for Bank of Baroda Select Card Eligibility & Document here.
Fees & Charges of Bank of Baroda Select Credit Card
| Fees & Charges | Bank of Baroda Select Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | 1% fuel surcharge waiver for fuel transactions between Rs. 400 & Rs. 5,000 using this credit card. |
How to Apply for Bank of Baroda Select Credit Card
You can apply online or offline for this Bank of Bank of Baroda Select Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this Bank of Baroda Select Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the Bank of Baroda Select Card.
Conclusion
The Bank of Baroda Select Card presents an opportunity to optimize savings on all your transactions with its exclusive reward incentives. In addition to standard rewards, you earn additional benefits for expenditures on dining, utility bill payments, and online transactions.
What makes it even more appealing is its lifetime free status, ensuring affordability for all. Whether you’re embarking on your credit journey or seeking a card to enhance savings on your expenses, the Bank of Baroda Select Card is a reliable choice without hesitation.
