This guide is dedicated to helping you uncover the Best Rupay Credit Card for Fuel tailored specifically for fuel purchases, ensuring not only a smooth transaction process at the pump but also substantial savings on every fill-up.
Before diving into our top recommendations, let’s explore why having a Rupay credit card designed for fuel is a strategic choice.
Rupay, renowned for its cost-effective solutions, provides credit cards that offer features crafted to enhance your fuel-buying experience.
Choosing the right card ensures you not only enjoy a hassle-free payment process but also unlock exclusive discounts and rewards every time you refuel.
Fuel Your Savings: Discovering the Best Rupay Credit Card for Fuel
| Credit Card | Annual Fees | Key Features |
|---|---|---|
| IndianOil Axis Bank Credit Card | Rs. 499 + GST | Avail a 4% value back on your fuel spends at IndianOil service stations. |
| HPCL BoB ENERGIE Credit Card | Rs. 499 + GST | Unlock fuel savings of up to 5% when making transactions at HPCL outlets. |
| HDFC Indian Oil Credit Card | Rs. 499 + GST | Get a 5% back on your fuel transactions at IndianOil stations, credited as ‘Fuel Points’. |
| ICICI Bank HPCL Super Saver Credit Card | Rs. 499 + GST | Enjoy a 4% cash return on all fuel spends at HPCL fuel stations. |
Table of Contents
Top Picks for Rupay Credit Cards Catering to Fuel Purchases:
1. IndianOil Axis Bank Credit Card
The IndianOil Axis Bank credit card goes beyond providing savings solely on fuel costs, extending its benefits to various other expenditures.
This fuel credit card boasts a diverse range of advantages, including savings on fuel outlays through accelerated reward points and surcharge waivers. Additionally, it offers perks across different categories.
Noteworthy Features of the Axis Bank IndianOil Credit Card:
- Earn accelerated reward points when refuelling at Indian Oil Corporation fuel pumps.
- Enjoy a welcome benefit of up to Rs. 250 cashback on all fuel transactions within 30 days of card issuance.
- Gain accelerated reward points on shopping expenses.
- Benefit from a fuel surcharge waiver on all fuel purchases.
- Obtain an annual fee waiver if your yearly expenses surpass Rs. 50,000.
- Avail discounts on movie ticket purchases.
This credit card is designed to provide a comprehensive array of advantages, ensuring savings not only on fuel but across various spending categories.
2. HPCL BoB ENERGIE Credit Card
BoB Financial Solutions Limited, the card-issuing subsidiary of Bank of Baroda, has joined forces with Hindustan Petroleum Corporation Limited (HPCL) to present the HPCL Bank of Baroda ENERGIE Credit Card.
This credit card is meticulously crafted for individuals who frequently expend significant amounts on fuel and seek enhanced benefits for their fuel-related expenditures.
Discover the exclusive features and advantages provided by the HPCL Bank of Baroda ENERGIE Credit Card below.
As a token of welcome, relish 2,000 reward points by making purchases of Rs.5,000 or more within the initial 60 days of card issuance.
Gain 10 reward points for every Rs.150 spent on groceries, departmental stores, and utility bills. Additionally, accrue 2 reward points for every Rs.150 spent in other categories.
Unlock a 25% discount, capped at Rs.100, on Paytm Movies when booking a minimum of two tickets—an offer tailored for cinephiles.
Elevate your travel experience with four complimentary airport lounge visits each year. Delve into a world of benefits with the HPCL Bank of Baroda ENERGIE Credit Card.
3. HDFC Indian Oil Credit Card
The IndianOil HDFC Bank card stands out as a collaborative effort between HDFC Bank and the Indian Oil Corporation, catering specifically to individuals who frequently rely on personal transportation for city travel.
This co-branded credit card offers a diverse range of advantages, particularly in the fuel category, alongside other notable perks. With an annual fee of Rs.500 and a monthly interest rate of 3.49%, the card ensures a tailored experience for its users.
Key features include earning 5% Fuel Points (FP) on expenditures at IndianOil Fuel outlets, groceries, bill payments, and utilities.
For other purchases, you can accumulate 1 FP for every Rs.150 spent. Enjoy a 1% fuel surcharge waiver on all fuel transactions and the potential for an annual fee waiver if your spending surpasses Rs.50,000 in the previous year.
Notably, the accrued Fuel Points can be redeemed for IndianOil XTRAREWARDS, providing an added dimension to your benefits.
4. ICICI Bank HPCL Super Saver Credit Card
The ICICI Bank presents an excellent option for those who love savvy shopping with its HPLC Super Saver credit card.
This credit card not only provides cashback on a variety of purchases but also extends savings opportunities for utility bills, fuel expenses, and departmental store shopping.
Cardholders enjoy complimentary access to lounges at domestic airports, ensuring a luxurious travel experience. In addition, the card offers round-the-clock roadside assistance for added peace of mind.
For those using the HP pay app at various HPCL outlets, an extra 1.5% cashback on fuel purchases is available.
Movie enthusiasts can relish up to a 25% discount on tickets, with a maximum savings of Rs.100 on each booking, redeemable twice a month at Inox movies and BookMyShow.
Furthermore, the HPLC Super Saver credit card provides a 5% cashback on departmental, utility, and grocery expenses.
To sweeten the deal, new cardholders receive a Rs.2000 joining benefit upon activation and fee payment, making it a rewarding choice for smart shoppers.
Conclusion
In conclusion, the quest for the best Rupay credit card for fuel purchases involves a comprehensive analysis of fuel purchase discounts, station integration, tailored rewards, and additional fuel-related benefits. By selecting a card that aligns with your fuel-buying preferences, you not only streamline your transactions at the pump but also enhance your overall savings on fuel expenses.
Remember, the right card isn’t just a payment tool; it’s your key to unlocking a world of savings every time you refuel. Happy driving!
