The Axis Bank MY Zone Credit Card presents a host of advantages, particularly in the realms of Paytm, Myntra, and Swiggy, along with the added perk of complimentary lounge access at airports. This credit card, available as a lifetime-free option, is designed to provide users with numerous benefits.
For a comprehensive understanding of the MY Zone Credit Card, including its features, advantages, associated fees, and eligibility criteria, delve into the detailed information provided below.
Table of Contents
Axis Bank MY Zone Credit Card
Benefits of Axis Bank MY Zone Credit Card
- With My Zone Credit Card, you can get a 100% discount on the second movie ticket at Paytm Movies condition to apply
- Get 40% off on food delivery at Swiggy using MY Zone credit card
- With this card, you will get a complimentary SonyLiv Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance.
- You will get a flat Rs. 600 off at AJio on a minimum spend of Rs. 2,000. Use coupon code “AXISMYZONE” to avail of the discount. Also, this offer is applicable to selected styles only.
- 4 EDGE reward points on every Rs. 200 spent using MY Zone credit card
Fees and Charges of Axis Bank MY Zone Credit Card
| Joining Fees | Rs. 500 and Life Time Free Offer for *select channels |
| Annual Fees | 1st Year: Nil 2nd Year onwards: Rs. 500, Lifetime Time Free Offer for *select channels |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Late payment fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000 Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000 Rs. 1200 if the total payment due is greater than Rs.10,000 |
*Fees and charges will change as per Axis bank policy, kindly refer to Axis bank’s official website for updated charges.
Features and Benefits of Axis Bank MY Zone Credit Card
- Enjoy up to 4 complimentary visits per year to participating airport lounges within India.
- 1% fuel surcharge waiver (Max. Rs. 400 per statement cycle) on fuel transactions between Rs. 400 and Rs. 4,000
- Convert your transactions of Rs. 2,500 and above into EMIs using MY Zone credit card.
- Up to 20% off at partner restaurants in India under the ‘Dining Delights’ program
- Get offers on movie tickets on Paytm like 1+1 or up to Rs. 100 off.
- For each Rs.200 spent on the card, you are getting 4 to 40 reward points.
Eligibility and documents required for Axis Bank MY Zone Credit Card
To know more details about the eligibility for the Axis Bank MY Zone Card, kindly read the Axis Bank MY Zone Card Eligibility Blog post
How to apply for Axis Bank MY Zone Credit Card
You can apply online or offline for Axis Bank MY Zone Credit Card.
Online – Visit axis bank’s official website and apply for this credit card.
Offline – You can visit the nearest Axis Bank branch along with all the necessary documents.
FAQ
Is axis bank my zone credit card lifetime free?
It has some charges but sometime in the offer, you can get it lifetime free.
Which credit card is better axis bank neo or axis bank my zone?
Both cards have their own benefits but as per my understanding MY Zone cards have more benefits
How can I redeem my Axis Bank My Zone credit card points?
You can redeem points using the Axis bank application (Mobile and web)
How does my zone credit card work?
MY Zone Credit card offers many benefits across Paytm, Myntra, and Swiggy, and also complimentary lounge access at airports.
Does Myzone credit card has lounge access?
Yes, it has lounge access
Does Axis Bank increase credit limit?
Yes, axis bank increase credit card limit under the ‘Credit Limit Enhancement’ feature
