The Axis Bank Atlas Credit Card proves to be an excellent choice for individuals who frequently travel and seek a straightforward credit card with accompanying rewards and advantages. This card stands out with its rewarding program and travel perks, making it a valuable choice, especially for those who often make travel bookings through partner websites.
Furthermore, the inclusion of insurance benefits and a fuel surcharge waiver enhances the card’s overall convenience and offers additional avenues for savings. Continue reading for an in-depth exploration of its features.
Table of Contents
Benefits and Features of Axis Bank Atlas Credit Card
| Benefits and Features | Axis Bank Atlas Credit Card |
|---|---|
| Welcome Benefits | As a special welcome bonus, cardholders will receive 5,000 Edge Miles upon the successful completion of one transaction within 30 days from the card set-up date. |
| Cashback/Rewards Points | Earn 5 Edge Miles for every Rs. 100 spent on travel expenses, and 2 Edge Miles for every Rs. 100 spent on all other transactions, excluding expenditures on hotels, airlines, and the TRAVEL EDGE Portal. |
| Travel Benefits | Enjoy complimentary access to airport lounges, an airport concierge service, and a chauffeured airport pickup service for added travel convenience. |
| Dining Benefits | Take advantage of exclusive dining privileges with discounts of up to 25%, capped at Rs. 800, at partner restaurants through EazyDiner. This offer is applicable twice per month with a minimum order value of Rs. 2000. |
| Domestic Lounge Access | Accrue complimentary lounge visits annually based on your tier: 8 with Silver Tier, 12 with Gold Tier, and 18 with Platinum Tier. |
| International Lounge Access | Additionally, receive complimentary priority passes annually based on your tier: 4 with Silver Tier, 6 with Gold Tier, and 12 with Platinum Tier. |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
EARN EDGE REWARDS ON ALL TRANSACTIONS
Axis Atlas Credit Card offers EDGE Miles in place of reward points. Cardholders can earn miles in the following ways:
- Get 2 EDGE Miles per Rs. 100 spent across all categories
- Get 5 EDGE Miles per Rs. 100 spent on travel
- Receive 5,000 bonus EDGE Miles on making the first transaction within 30 days of card setup
- 1 EDGE Mile = INR 1
EDGE Miles Transfer Program
EDGE Miles earned on your Axis Atlas credit card can be transferred to partner airlines and hotel loyalty programs.
| Partners | Loyalty Program |
|---|---|
| Air France-KLM | Flying Blue |
| Ethiopian Airlines | Sheba Miles |
| Vistara Airlines | Club Vistara |
| Etihad Airways | Etihad Guest |
| Qatar Airways | Privilege Club |
| Singapore Airlines | KrisFlyer Miles |
| Turkish Airlines | Miles and Smiles |
| United Airlines | United Mileage Plus |
| SpiceJet | SpiceClub |
| Air Asia | Air Asia Rewards |
| Marriott International | Marriott Bonvoy |
| IHG Hotels & Resorts | IHG One Rewards |
| ITC | Club ITC |
- 1 EDGE Mile = 2 Partner Points across all airlines and hotels except Marriott Bonvoy
- 2 EDGE Miles = 1 Marriott Bonvoy Point
3-Tier Milestone based on Spends
Axis Atlas offers a 3-Tier Milestone Privilege where users can spend more and earn more. The spend thresholds for each tier are:
- Silver Tier- Rs. 3 Lakh
- Gold Tier- Rs. 7.5 Lakh
- Platinum Tier- Rs. 15 Lakh
| Benefit | Silver Tier | Gold Tier | Platinum Tier |
|---|---|---|---|
| Bonus EDGE Miles | 2,500 | 5,000 | 10,000 |
| International Lounge Access | 4 | 6 | 12 |
| Domestic Lounge Access | 8 | 12 | 18 |
| Airport Meet & Greet Service | NA | 2 | 4 |
| Airport Pick-up | NA | NA | 2 |
How do Tiers work in Axis Atlas Credit Card?
When you get the Axis Atlas Credit Card, you start in the Silver Tier. In this tier, you get benefits like 4 international lounge visits and 8 domestic lounge visits.
As you spend money using the card, there are two important levels: Gold Tier and Platinum Tier.
- Gold Tier: If you spend Rs. 7.5 Lakh within a year, you move up to the Gold Tier. In this tier, you get better benefits.
- Platinum Tier: If you spend Rs. 15 Lakh within a year, you move up to the top-tier, the Platinum Tier. This tier comes with even more benefits.
Each tier lasts for one year, from the date you got the card. For example, if you got the card on April 1, 2022, your tier benefits would last until March 31, 2023.
Let’s say you spent Rs. 8 Lakh during this time. That means, in the next year starting April 1, 2023, you would enjoy the Gold Tier benefits. But if you spent only Rs. 6 Lakh, you would still have the Silver Tier benefits in the next year.
And if you manage to spend Rs. 15 Lakh, you’d be in the Platinum Tier for the next year, which comes with the highest level of benefits.
Eligibility of Axis Bank Atlas Credit Card
To check the eligibility for the Axis Bank Atlas Credit Card, kindly read the Axis Bank Atlas Credit Card Eligibility Blog post
Fees & Charges of Axis Bank Atlas Credit Card
| Fees & Charges | Axis Bank Atlas Credit Card |
|---|---|
| Joining fee | Rs. 5,000 (plus applicable taxes) |
| Annual fee | Rs. 5,000 (plus applicable taxes) |
| Fee waiver | N/A |
| Fuel surcharge | 1% discount on fuel surcharges for transactions between Rs. 400 and Rs. 4,000 at any fuel station across India. By utilizing this credit card for fuel expenses within this defined transaction range, you can get benefit from a reduction equivalent to 1% of the transaction value, with a maximum saving of Rs. 400 per month. |
How to Apply for Axis Bank Atlas Credit Card
You can apply online or offline for this Axis Bank Atlas Card.
Online – Visit axis bank’s official website and apply for this Axis Bank Atlas Card.
Offline – You can visit the nearest Axis Bank branch along with all the necessary documents for the Axis Bank Atlas Card.
