BoB Renaissance Credit Card was launched by the Bank of Baroda, in collaboration with the Nainital Bank, this is basic, but it is definitely a rewarding credit card.
The annual fee can be waived if cardholders will achieve the required minimum spend in the previous year.
All these rewards can be redeemed/ availed against a host of options including cashback at a really good redemption rate. Other than this, cardholders will get lots of other privileges across different categories, including insurance, fuel, etc.
There is no joining fee for this card, and it comes with a modest annual fee of only Rs. 250. The annual fee is easily waived if you meet the minimum spending requirement in the previous anniversary year. With a generous reward rate of up to 5 Reward Points for every Rs. 100 spent, this card offers savings on nearly all your expenditures. These rewards can be exchanged for various options, such as cashback, at an attractive redemption rate. Additionally, the card provides numerous privileges across various categories, including insurance and fuel.
To know more in detail about these offers, keep reading.
Table of Contents
Benefits and Features of BoB Renaissance Credit Card
| Benefits and Features | BoB Renaissance Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Get an air accidental cover worth Rs. 15 lakhs and a non-air accident cover worth Rs. 5 lakhs. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | Get an air accidental cover worth Rs. 15 lakhs and a non-air accident cover worth Rs. 5 lakhs. |
Features and Advantages of BoB Renaissance Credit Card
Explore the comprehensive benefits and features of the co-branded Renaissance Credit Card, an ideal choice for those seeking an affordable entry-level credit card. Discover the following key points for a detailed understanding:
Insurance Benefits:
- Enjoy an air accidental cover of Rs. 15 lakhs.
- Receive a non-air accidental death cover of Rs. 5 lakhs for added security.
Spend-Based Waiver:
- Easily waive the annual fee of Rs. 250 by spending Rs. 25,000 or more in the preceding anniversary year using your Renaissance Credit Card.
- Achieving a lifetime free card is convenient with a reasonable annual spend, ensuring the renewal fee is effortlessly waived.
Fuel Surcharge Waiver:
- Avail a 1% fuel surcharge waiver on all fuel expenditures ranging from Rs. 400 to Rs. 5,000.
- Benefit from a capped maximum waiver of Rs. 250 per statement cycle for this credit card.
BoB Renaissance Credit Card Rewards:
- Earn 1 Reward point for every retail spend of Rs. 100.
- Enjoy a remarkable 5x Reward Points on selected categories, including departmental stores, groceries, and movies.
- Note that no Reward Points are accrued for fuel transactions.
This credit card not only offers financial convenience but also provides valuable insurance coverage and rewarding benefits across various spending categories.
Eligibility & Document for BoB Renaissance Credit Card
Read the article on CardsPreview.com for BoB Renaissance Card Eligibility & Document here.
Fees & Charges of BoB Renaissance Credit Card
| Fees & Charges | BoB Renaissance Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | Annual fee waiver – The renewal fee is waived on spending Rs. 25,000 or more in the previous year. |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000 across all fuel pumps in India using this credit card. |
How to Apply for BoB Renaissance Credit Card
You can apply online or offline for this BoB Renaissance Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this BoB Renaissance Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the BoB Renaissance Card.
