Bank of Baroda Easy Credit Card

Bank of Baroda Easy Credit Card is one of the Simple and basic credit cards offered by Bank of Baroda.

This credit card is suitable for people with minimal annual income as it provides accelerated rewards and cashback offers on regular spending categories.

Cardholders can avail of joining fee reversal and annual fee waiver facility just by achieving milestones set by BOB.

Bank of Baroda provides a unique card option with no joining or renewal fees – the Bank of Baroda Easy Credit Card. Ideal for everyday expenses, this card lets you accumulate reward points effortlessly. You receive 5 reward points for every Rs. 100 spent on movies, groceries, and departmental stores. Additionally, the card offers a 0.5% cashback on bill payments. What’s more, it includes zero liability protection in case of card loss, enhancing your security.

To know more about BOB Easy Credit Card in detail, keep reading till last.

Benefits and Features of Bank of Baroda Easy Credit Card

Benefits and FeaturesBank of Baroda Easy Credit Card Card
Welcome BenefitsN/A
Cashback/Rewards PointsCard users stand to earn 5 times the reward points for every Rs. 100 spent in specific merchant categories such as movies, groceries, and departmental stores. On other categories, they receive 1 reward point for every Rs. 100 spent. Additionally, there is a 0.5% cashback when making payments towards the card bill.
Travel BenefitsN/A
Dining BenefitsN/A
Domestic Lounge AccessN/A
International Lounge AccessN/A
Movie BenefitsN/A
Insurance BenefitsN/A
*terms and conditions are applied for every credit card, kindly check the official website of Bank of Baroda

Rewards

The BoB Easy Credit Card offers competitive reward rates, structured as follows:

  1. Enjoy a lucrative 5x Reward Points for every Rs. 100 spent on specific merchant categories, including movies, groceries, and departmental stores, maximizing at 1000 points monthly. Once this cap is reached, subsequent expenditures in the same month will earn you 1 reward point per Rs. 100.
  2. For expenses in other categories, you are entitled to 1 Reward Point for every Rs. 100 spent.
  3. Benefit from a convenient 0.5% cashback on settling your card bill promptly. This feature adds an extra layer of value to your credit card usage.

Other benefits

With this card, you enjoy the advantage of zero liability in case of a lost card. Should the card go missing or if there are any suspicious transactions, the cardholder must promptly inform the bank within 24 hours.

Additionally, converting purchases exceeding Rs. 2,500 into convenient EMIs for 6 or 12 months is effortlessly achievable, providing flexibility and ease in managing larger transactions.

Eligibility & Document for Bank of Baroda Easy Credit Card

Read the article on CardsPreview.com for Bank of Baroda Easy Card Eligibility & Document here.

Fees & Charges of Bank of Baroda Easy Credit Card

Fees & ChargesBank of Baroda Easy Card
Joining feeNil
Annual feeNil
Fee waiverN/A
Fuel surchargeMoreover, this credit card ensures a 1% fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 5000 at any petrol pump across India. The maximum allowable transaction amount for this benefit is capped at Rs. 250 per statement cycle.
*terms and conditions are applied for every credit card offer, kindly check the official website of Bank of Baroda

How to apply for the Bank of Baroda Easy Credit Card

You can apply online or offline for this Bank of Baroda Easy Credit Card.

Online – Visit the Bank of Baroda bank’s official website and apply for this Bank of Baroda Easy Credit Card.

Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the Bank of Baroda Easy Card.


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