Bank of Baroda Premier Credit Card offers accelerated reward points when cardholders purchase through the Premier mobile app or website.
This credit card also offers other interesting features and benefits including zero fuel surcharge on fuel spends, complimentary insurance cover, zero liability on the lost card, free airport lounge visits, and many more.
Earn up to 10 reward points for every Rs. 100 spent with this card, and these points are redeemable for various options, including cash credit. Additionally, enjoy complimentary visits to selected airport lounges in India every calendar quarter.
In the past, the card had an annual fee of Rs. 1,000, which is no longer charged by the issuer. This change is aimed at offering customers exceptional benefits without any additional cost. Other advantages of the card comprise a fuel surcharge waiver, personal accident insurance, and more.
To know more about the benefits offered, keep reading.
Table of Contents
Benefits and Features of Bank of Baroda Premier Credit Card
| Benefits and Features | Bank of Baroda Premier Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Cardholders will get 10 Reward Points for every Rs. 100 spent on dining, travel, and international transactions, and 2 Reward Points on all other spends. |
| Travel Benefits | You will get complimentary access to the domestic lounges. |
| Dining Benefits | N/A |
| Domestic Lounge Access | you will get 1 complimentary domestic lounge visit per quarter. |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | You will get a personal accidental death cover with this credit card. |
Travel Perks:
Enjoy one complimentary access to a domestic lounge every quarter at selected airports with the Bank of Baroda Premier credit card.
Fuel Surcharge Waiver:
Cardholders benefit from a 1% fuel surcharge waiver on transactions at all fuel stations across India, applicable to transactions ranging from Rs. 400 to Rs. 5,000. The monthly cap for the fuel surcharge waiver is set at Rs. 250.
Additional Advantages:
- Access 24×7 concierge services with this credit card.
- Avail insurance benefits, including coverage for personal accident death and zero liability protection in case of card loss or theft.
- Receive up to three free add-on cards with this credit card.
Bank of Baroda Premier Credit Card Rewards:
- Earn 10 reward points for every Rs. 100 spent on travel, dining, and foreign expenditures.
- Gain 2 reward points for every Rs. 100 spent across all categories.
- Enjoy a reward rate of 0.5% on expenditures in other categories.
- The 5x reward points are capped at 2,000 reward points per month for travel, dining, and foreign expenses.
- Note that no reward points accrue on fuel transactions.
Eligibility & Document for Bank of Baroda Premier Card
Read the article on CardsPreview.com for Bank of Baroda Premier Card Eligibility & Document here.
Fees & Charges of Bank of Baroda Premier Credit Card
| Fees & Charges | Bank of Baroda Premier Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000 across all fuel pumps in India using this credit card. |
How to Apply for Bank of Baroda Premier Credit Card
You can apply online or offline for this Bank of Baroda Premier Credit Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this Bank of Baroda Premier Credit Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the Bank of Baroda Premier Credit Card.
