IRCTC BoB Rupay Credit Card is recently launched by BoB in partnership with IRCTC which offers a ton of benefits, such as complimentary lounge visits, rewards, EMI conversion, and much more to cardholders.
Apart from this, you can also save on your grocery purchases, fuel expenses, and more via this credit card.
The card was crafted with the needs of frequent Indian Railways travelers in mind. This collaboration stands to be advantageous for all Bank of Baroda (BoB) customers opting for rail travel. With a nominal joining fee of Rs. 500, this card presents a wide array of rewards and perks. Beyond travel advantages, it extends benefits to grocery shopping, fuel costs, and more. Additionally, users can convert transactions into EMI through the IRCTC CoB RuPay Credit Card.
This credit card is best suited for people who frequently travel via the Indian railway. To know more in detail about these offers, keep reading.
Table of Contents
Benefits and Features of IRCTC BoB Rupay Credit Card
| Benefits and Features | IRCTC BoB Rupay Credit Card |
|---|---|
| Welcome Benefits | As a welcome bonus, you will get 1000 Bonus Reward Points on spending Rs. 1000 through a single transaction using this card within the first 45 days of card issuance. |
| Cashback/Rewards Points | You will get 4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC. |
| Travel Benefits | Get complimentary partner railway lounges access. |
| Dining Benefits | N/A |
| Domestic Lounge Access | Get 4 Complimentary access to railway lounges annually (1 every quarter). |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | You are provided with insurance cover for lost/stolen cards. |
Welcome Benefit:
Upon joining, you’ll receive a bonus of 1000 Reward Points, provided you make a single transaction of Rs. 1000 within the first 45 days of card issuance.
Reward Benefits:
- Earn up to 40 Reward Points per Rs. 100 spent on booking railway tickets through the IRCTC website or mobile application.
- Gain 4 Reward Points per Rs. 100 spent at grocery and departmental stores.
- Acquire 2 Reward Points per Rs. 100 spent across all other categories.
Travel Benefits:
- Enjoy 4 complimentary domestic railway lounge accesses annually, with a maximum of 1 per quarter.
Zero Credit Card Lost Liability:
In the event of loss or theft of your IRCTC BoB RuPay Credit Card, you won’t be held responsible for any fraudulent transactions if the loss is reported promptly to the bank.
Fuel Surcharge Waiver:
Avail a 1% fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 3,000 at fuel pumps across India, with the waiver capped at Rs. 100 per statement.
Railway Surcharge Waiver:
When booking a railway ticket through the IRCTC Website or Mobile Application using the IRCTC BoB RuPay Credit Card, enjoy a 1% transaction surcharge waiver on all transactions.
Other Benefits:
The card extends various additional benefits, including three free lifetime add-on cards that you can share with your family members.
Eligibility & Document for IRCTC BoB Rupay Credit Card
Read the article on CardsPreview.com for IRCTC BoB Rupay Card Eligibility & Document here.
Fees & Charges of IRCTC BoB Rupay Credit Card
| Fees & Charges | IRCTC BoB Rupay Card |
|---|---|
| Joining fee | Rs. 500 |
| Annual fee | Rs. 350 |
| Fee waiver | N/A |
| Fuel surcharge | 1% waiver at all fuel stations in India using this credit card. |
How to Apply for IRCTC BoB Rupay Credit Card
You can apply online or offline for this IRCTC BoB Rupay Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this IRCTC BoB Rupay Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the IRCTC BoB Rupay Credit Card.
