The Regalia Credit Card series by HDFC is renowned as one of the premier options within its credit card lineup, with the HDFC Bank Regalia First Credit Card standing out as a notable offering. This card provides an array of travel perks and lifestyle advantages. Every purchase, be it retail transactions, utility bill payments, or rent, earns Reward Points. Additionally, cardholders can indulge in appealing dining benefits through the Good Food Trail Program.
Moreover, the Renewal and Milestone Benefits of the card present an opportunity to accumulate bonus rewards, with the potential to earn up to 8,500 reward points annually. Furthermore, should your card spends exceed Rs. 1 lakh in a card anniversary year, the annual fee for the credit card becomes eligible for a waiver.
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Benefits and Features of HDFC Bank Regalia First Credit Card
| Benefits and Features | HDFC Bank Regalia First Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Earn 4 Reward Points for every Rs. 150 expended. |
| Travel Benefits | Receive complimentary access to airport lounges, a Priority Pass membership, and enjoy up to 5% cash back on travel expenses through Smartbuy. |
| Dining Benefits | Avail exclusive deals at upscale dining establishments. |
| Domestic Lounge Access | Access domestic lounges with 8 complimentary visits annually. |
| International Lounge Access | International lounges with 3 free visits each year. |
| Movie Benefits | N/A |
| Insurance Benefits | Benefit from insurance coverage, including air accident insurance, emergency overseas hospitalization, and credit liability protection. |
Benefits
Travel Benefits:
Access complimentary membership to the Priority Pass Program, providing preferential entry to over 1,000 airport lounges globally.
Enjoy three free visits to Priority Pass lounges outside India annually. To qualify for Priority Pass membership, complete a minimum of four transactions in the last 60 days.
Benefit from comprehensive insurance coverage, including a Rs.50 lakh compensation to nominated kin in the event of an air accident.
Within India, utilize the Visa/MasterCard Lounge Access Program on the card, offering eight free lounge visits to the primary cardholder in a calendar year.
Insurance Benefits:
In the case of a medical emergency abroad, avail Rs.10 lakh for medical emergency protection. The card also provides credit liability coverage of up to Rs.5 lakh.
Receive up to Rs.5 lakh as lost card liability cover.
Annual Fee Waiver:
Spend Rs.1 lakh in the first 12 months to qualify for the renewal fee waiver for the subsequent membership year.
Dining Benefits:
Participate in HDFC Bank’s ‘Good Food Trail’ program, enjoying exclusive dining privileges with up to a 40% discount on bills at partner restaurants in your city.
Fuel Benefits:
Benefit from a 1% surcharge waiver on all fuel transactions with a minimum value of Rs.400 and a maximum of Rs.5,000.
Reward Points Benefits on HDFC Regalia First Credit Card:
Earn four reward points for every Rs.150 spent on retail transactions.
Redeem accrued reward points for air tickets or hotel bookings through www.hdfcbankregalia.com.
Receive 5,000 Reward Points on annual spends of Rs.3,00,000 or more in each anniversary year.
Earn an additional 2,500 Reward Points on annual spends of Rs.6,00,000 or more in each anniversary year.
Milestone Benefits
The HDFC Regalia First Credit Card provides milestone benefits to cardholders when they reach specific spending milestones. Here are the details of the milestone benefits:
- Spending of Rs. 3 lakh or more in a year: Cardholders earn 5,000 reward points, equivalent to Rs. 1,500, when they spend Rs. 3 lakh or more within a year.
- Spending of Rs. 6 lakh or more in a year: In addition to the milestone benefit mentioned above, cardholders can earn an extra 2,500 reward points, which is equivalent to Rs. 750, when they reach a spending threshold of Rs. 6 lakh or more within a year.
Eligibility & Document for HDFC Bank Regalia First Credit Card
Read the article on CardsPreview.com for HDFC Bank Regalia First Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | HDFC Bank Regalia First Card |
|---|---|
| Joining fee | Rs. 1,000 + taxes |
| Annual fee | Rs. 1,000 + taxes |
| Fee waiver | Annual fee of Rs 1,000 waived off on annual spends of Rs. 1 lakhs or above. |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel transactions |
How to Apply for HDFC Bank Regalia First Credit Card
You can apply online or offline for this HDFC Bank Regalia First Credit Card.
Online – Visit HDFC Bank’s official website and apply for this HDFC Bank Regalia First Credit Card.
Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the HDFC Bank Regalia First Credit Card.
