The HDFC Bank Easy EMI Credit Card is a distinct credit card provided by HDFC Bank. This card is specifically designed to offer cardholders convenient and flexible Equated Monthly Installment (EMI) options on their purchases. It allows them to convert high-value transactions into manageable monthly payments.
The HDFC Bank Easy EMI credit card offers attractive CashBack incentives and hassle-free EMI conversions for eligible transactions. With a nominal joining fee of Rs. 500, this card provides enticing welcome perks, including 500 CashPoints and gift vouchers valued at Rs. 1,000.
Experience the added advantage of a 5% cashback on Payzapp & Smartbuy shopping, 2.5% cashback on all online purchases, and 1% cashback on offline transactions. In essence, you enjoy cashback benefits on virtually all your expenditures, making this card a standout choice.
Accumulate cashback in the form of CashPoints, and leverage them effectively with a favourable redemption rate of 1 CashPoint = Re. 1 against your statement balance.
These CashPoints offer versatile redemption options at varying rates. Additionally, the card provides opportunities to have your joining and renewal fees waived based on your spending patterns.
Table of Contents
Benefits and Features of HDFC Bank Easy EMI Credit Card
| Benefits and Features | HDFC Bank Easy EMI Credit Card |
|---|---|
| Welcome Benefits | As part of the welcome offer, you’ll receive 500 CashPoints. |
| Cashback/Rewards Points | Gain a 2.5% cashback on every online purchase and enjoy a 1% cashback on all offline transactions. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Eligibility & Document for HDFC Bank Easy EMI Credit Card
Read the article on CardsPreview.com for HDFC Bank Easy EMI Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | HDFC Bank Easy EMI Credit Card |
|---|---|
| Joining fee | The membership fee of Rs. 500 is exempted when you spend Rs. 20,000 or above within the initial 90 days of card activation. |
| Annual fee | Rs. 500 |
| Fee waiver | The yearly fee is nullified when your spending exceeds Rs. 50,000 in the preceding year. |
| Fuel surcharge | Enjoy a 1% discount on fuel surcharges for all your fuel transactions. |
How to Apply for HDFC Bank Easy EMI Credit Card
You can apply online or offline for this HDFC Bank Easy EMI Card.
Online – Visit HDFC Bank’s official website and apply for this HDFC Bank Easy EMI Card.
Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the HDFC Bank Easy EMI Card.
