AU Small Finance Bank Credit Card Eligibility

In this comprehensive guide, we unravel the specifics of AU Small Finance Bank Credit Card eligibility, offering valuable insights to simplify your application journey.

Embark on a journey of financial convenience and tailored rewards with AU Small Finance Bank Credit Cards, designed to cater to your unique financial needs.

To ensure a smooth application process, it is essential to grasp the eligibility criteria and gather the necessary documentation.

Explore the key prerequisites and required documents, empowering you to unlock the potential of owning an AU Small Finance Bank Credit Card.

Each transaction becomes a step towards not just spending, but a world of exclusive benefits and financial empowerment.

AU Small Finance Bank Credit Card Eligibility

AU small finance Bank Credit Card Eligibility

AU Small Finance Bank Credit Card Eligibility

To be eligible for the AU Small Finance Bank Credit Card, you must meet the following criteria:

  1. The main applicant must fall within the age range of 21 to 60 years.
  2. Any additional applicants must be at least 18 years old.
  3. The applicant should be a resident of India.

Document required

The documentation needed for the application of the AU Bank Credit Card includes:

Proof of Identity: Aadhar Card, PAN Card, Voter’s ID, Passport, or Driving License.

Proof of Address: Recent monthly utility bills, Aadhar Card, Ration card, Driving License, etc.

Income Verification: Latest monthly salary slips/bank statements or the most recent audited Income Tax Return (ITR).

Key Parameters for AU Small Finance Bank Credit Card Eligibility

In the continuously changing landscape of personal finance, it is essential for individuals to comprehend the crucial aspects of credit card requirements while navigating the multitude of available options.

Those aspiring to secure a credit card must pay close attention to specific factors that play a substantial role in the application process. Primary among these is the need for a robust proof of identity, with documents such as the Aadhaar Card, PAN Card, or Passport serving as concrete validation.

Equally important is the verification of address, necessitating the submission of utility bills, Aadhaar Card, or Passport to ensure smooth communication between the cardholder and the issuing institution. Demonstrating financial stability is pivotal, requiring the provision of the latest salary slips, bank statements, or Form 16 as proof of income. Significantly, maintaining a healthy credit score is non-negotiable; this numerical representation of creditworthiness significantly influences approval decisions.

A comprehensive understanding of these critical parameters empowers individuals to strategically position themselves during the credit card application process, enhancing their chances of approval. By delving into these essential components, potential cardholders can confidently navigate the intricate landscape of credit requirements, ultimately securing a credit card that aligns seamlessly with their financial goals and lifestyle.

AU Small Finance Bank Credit Card Customer Care 

If you have inquiries about your AU Bank credit card or need to address any issues with the bank, you can contact the AU Bank customer care department.

For general questions, you may utilize the toll-free helpline numbers:

  • 1800 1200 1500
  • 1800 26 66677

Alternatively, you can use the following toll numbers:

  • 1860 1200 1200
  • 0141 – 7141000
  • 0141 – 6133000
  • 0141 – 3071800

AU Bank Credit Card Customer Care:

If you have specific queries or wish to provide feedback on AU Bank’s credit cards, you can get in touch with the customer care team through phone or email.

For general credit card queries, you can send an email to

For Vetta and Zenith credit cards, direct your inquiries to

If your concerns are related to reward points, contact

To speak with an AU Bank customer care representative, dial 1800 1200 1500.

Additionally, you can reach AU Bank customer service by sending an email to

How to Apply for AU Small Finance Bank Credit Card

To initiate the application for the AU Bank Credit Card, adhere to these straightforward steps:

  1. Navigate to the official website of AU Small Finance Bank.
  2. Select the ‘Cards’ section and opt for credit cards.
  3. Proceed by clicking on ‘Apply Now.’
  4. Provide your mobile number and enter the OTP for verification.
  5. Complete the application by filling in all the necessary details.
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