Check below for a comparison between Axis Bank Select credit card vs Axis Bank Privilege credit card or Axis Bank Privilege credit card vs Axis Bank Select credit card and find which is better –
Navigating the diverse landscape of Axis Bank credit cards, the decision between the Axis Bank Select Credit Card and the Axis Bank Privilege Credit Card holds significance for individuals seeking tailored financial solutions.
The Axis Bank Select Credit Card is designed for those who value personalized privileges, offering exclusive benefits across lifestyle and travel categories.
In contrast, the Axis Bank Privilege Credit Card caters to discerning customers with a penchant for luxury, featuring upscale rewards, complimentary lounge access, and travel benefits.
This comprehensive comparison delves into the unique attributes of each card, guiding you to make an informed choice based on your specific spending patterns and lifestyle preferences.
Whether you prioritize personalized perks or aspire to indulge in premium privileges, understanding the distinct features of these Axis Bank credit cards will direct you toward the one that seamlessly aligns with your financial goals and preferences.
Table of Contents
Overview of Axis Bank Select credit card
The Axis Bank Select Credit Card provides various advantages across travel, shopping, lifestyle, food delivery, and grocery purchases through the use of vouchers and online discounts.
This credit card is distinguished as a premium offering from Axis Bank.
This sought-after lifestyle credit card encompasses nearly every spending category.
With this card, you receive a complimentary Priority Pass membership, granting access to both international and domestic airport lounges.
Additionally, enjoy discounts at numerous restaurants through the Dining Delights program and on Swiggy orders.
The SELECT credit card ensures accelerated reward points on retail shopping and provides bonus Reward Points upon reaching spending milestones. Moreover, users can benefit from a renewal fee waiver upon spending Rs. 6 Lakh in a year.
Overview of Axis Bank Privilege credit card
Priority banking customers enjoy a complimentary lifetime card, whereas non-priority customers are subject to an Rs. 1,500 joining fee.
Newly enrolled individuals have the opportunity to acquire up to 12,500 EDGE Reward Points, presented as welcome benefits that can be utilized for multi-brand vouchers valued at Rs. 5,000.
Additionally, cardholders receive 10 EDGE Points for each Rs. 200 spent.
Axis Bank Select credit card vs Axis Bank Privilege credit card
| Features/Charges | Axis Bank Select credit card | Axis Bank Privilege credit card |
|---|---|---|
| Joining Fees | Rs. 3,000 + GST | Rs. 1,500 |
| Annual Fees | Rs. 3,000 + GST | Rs. 1,500 |
| Welcome Benefits | Receive a free annual subscription to SonyLiv Premium valued at Rs. 999 with this card. | Gain 12,500 EDGE REWARD Points when you pay the joining fee, and for those with priority banking, enjoy 6,250 EDGE REWARD Points using this card. |
| Cashback / Rewards point | Accumulate 4 EDGE Points for every Rs 200 expended using the card, equating to a reward rate of 0.4%. | Get 10 EDGE Points for every Rs. 200 expended through this card. |
| Dining benefits | Enjoy a 15% discount at affiliated restaurants through Axis Bank’s ‘Dining Delights’ program when you use this card. | Enjoy a 20% price reduction at participating restaurants through Axis Bank’s ‘Dining Delights’ program with the use of this card. |
| Travel benefits | Receive one free visit to a domestic airport lounge every quarter with the use of this card. | Utilize this card to enjoy two complimentary visits to domestic lounges every quarter. |
| Annual fees waiver | Nil | Enjoy a waiver of the annual fee by spending 2.5 lakh with this card. |
| Fuel surcharge waiver | Obtain a 1% fuel surcharge waiver at all fuel stations throughout India when using this card. | Enjoy a 1% waiver on fuel surcharge at all fuel pumps across India when you use this card. |
