Axis Bank My Zone credit card vs Aura credit card

Check below for a comparison between Axis Bank My Zone credit card vs Aura credit card or Aura credit card vs Axis Bank My Zone credit card and find which is better –

Overview of My Zone credit card

Axis Bank’s MY Zone Credit Card distinguishes itself by providing numerous advantages for transactions on Paytm, Myntra, and Swiggy, along with the added benefit of complimentary airport lounge access.

This lifetime-free credit card from Axis Bank is rich in features and perks. Explore further to understand the details regarding the card’s features, benefits, fees, and eligibility criteria.

Serving as an entry-level credit card, Axis Bank’s My Zone Credit Card requires a modest annual fee of Rs. 500. In addition to this, users are treated to a complimentary premium subscription to SonyLiv, valued at Rs. 999.

Despite its economic pricing, the card offers significant value through movie and dining privileges, free access to domestic airport lounges, and various other benefits.

Regarding rewards, cardholders earn 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward equaling Re. 0.20.

Overview of Aura credit card

Axis Bank’s AURA Credit Card emerges as a premier credit option, providing a spectrum of perks.

With a 2% cashback on all expenditures and heightened cashback rates on designated categories like fuel, groceries, and utility bill payments, this card offers substantial rewards.

Users also benefit from a significant up to 20% reduction on dining expenses at partnered restaurants nationwide.

Furthermore, the card facilitates the conversion of significant transactions into EMIs at favourable low-interest rates, enhancing financial flexibility for cardholders.

Axis Bank My Zone credit card vs Aura credit card

Features/Charges	Axis Bank MY Zone Credit Card	Aura credit card
Joining Fees	Experience the perks of a lifetime free offer on specific channels by contributing Rs. 500.	Rs. 749 + Taxes
Annual Fees	During the first year, no fees are incurred, and from the second year onward, a payment of Rs. 500 is applicable, along with a lifetime free subscription to chosen channels.	Rs. 749 + Taxes
Welcome Benefits	Unlock a free annual subscription to SonyLiv Premium, valued at Rs. 999, by initiating your first transaction within the initial 30 days of card issuance.	As a sign of greeting, a Decathlon voucher with a value of Rs. 750 awaits you as a welcome bonus.
Cashback / Rewards point	With every Rs. 200 expenditure using the MY Zone credit card, you accumulate 4 EDGE reward points.	Gain 2 EDGE Points for each Rs. 200 spent using your card, and receive a 5-fold increase in EDGE Points when you use it for insurance transactions.
Dining benefits	Access up to 20% discounts at partner restaurants in India as part of the ‘Dining Delights’ initiative.	Avail yourself of savings with discounts of up to 20% on meals at partner restaurants.
Travel benefits	Avail yourself of the offer to enjoy up to four complimentary visits annually at participating airport lounges across India.	N/A
Annual fees waiver	N/A	N/A
Fuel surcharge waiver	Get a reimbursement of 1% on your transaction amount for fuel transactions ranging from Rs. 400 to Rs. 4,000, with maximum monthly benefits capped at Rs. 400.	Enjoy the benefit of having the 1% fuel surcharge waived when using this credit card for transactions between Rs. 400 and Rs. 4,000 at any fuel station, with a monthly maximum waiver limit of Rs. 250*.