Axis Bank Ace credit card vs HDFC Millennia credit card
Check below for a comparison between Axis Bank Ace credit card vs HDFC Millennia credit card or HDFC Millennia credit card vs Axis Bank Ace credit card and find which is better –
Table of Contents
Overview of Ace credit card
Axis Bank’s ACE Credit Card, falling into the cashback category, ensures attractive cashback benefits on every transaction.
Enjoy a 5% cashback on Bill Payments and mobile recharges through Google Pay, a 4% cashback on Swiggy, Zomato, Ola, and a 2% cashback on all other spendings.
The credit limit provided by the Axis Bank ACE Credit Card is reasonable but varies among cardholders.
It takes into account factors such as income, banking affiliation, credit history, and more. Individuals with a higher credit score typically enjoy a more substantial credit limit, although it is possible to request an increase from the card issuer over time.
Overview of HDFC Millennia credit card
Positioned as a lucrative choice, the HDFC Bank Millennia Credit Card offers an appealing cashback program.
By utilizing the Millennia credit card, you can secure a 5% cashback on online spending, encompassing popular platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others.
The cashback, represented as CashPoints, offers versatility, allowing for adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalogue.
Meeting quarterly spending milestones unlocks appealing gift vouchers, coupled with dining discounts reaching 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge visits at domestic airports in India contribute to the cardholder’s comprehensive advantages.
Axis Bank Ace credit card vs HDFC Millennia credit card
| Features/Charges | Axis Bank Ace Credit Card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | Upon spending Rs. 10,000 within 45 days of card issuance, the initial joining fee of Rs. 499 will be refunded. | Rs.1,000 + tax |
| Annual Fees | 2nd year onward: Rs. 499 | Rs. 1,000 + tax |
| Welcome Benefits | N/A | Rejoice in the benefits that unfold with 1,000 CashPoints. |
| Cashback / Rewards point | Get a 5% cashback on bill payments, DTH recharges, and mobile recharges conducted through Google Pay, coupled with a 4% cashback on Swiggy, Ola, and Zomato. Plus, enjoy a 2% cashback on all other spending. | Obtain a 5% cashback reward on your online purchases, featuring Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more. |
| Dining benefits | Make the most of this card by enjoying a 20% discount at partner restaurants within Axis Bank’s ‘Dining Delights’ program. | Access a 20% discount when dining at high-end restaurants across different cities through the Good Food Trail Dining program. |
| Travel benefits | Take advantage of this card’s perks with up to four free accesses to domestic airport lounges. | You receive eight complimentary visits to domestic lounges annually, with a maximum of two visits allowed in each quarter. |
| Annual fees waiver | Exceeding Rs. 2,00,000 in annual spending qualifies you for an automatic annual fee waiver. | Secure an annual fee waiver for your renewed Joining Fees by hitting the 1 Lakh spending threshold with this card. |
| Fuel surcharge waiver | Utilize this card at fuel stations nationwide to enjoy a 1% fuel surcharge waiver. | Avail a 1% fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 5,000. |
Read more about Ace credit card
Read more about HDFC Millennia credit card
