Check below for a comparison between the ICICI Bank Platinum chip credit card vs ICICI Coral credit card or ICICI Coral credit card vs ICICI Bank Platinum chip credit and find which is better –

In the realm of credit cards, ICICI Bank presents two distinguished options, each catering to diverse financial needs—the ICICI Bank Platinum Chip Credit Card and the ICICI Coral Credit Card.

As consumers navigate through the myriad of credit choices, understanding the unique offerings of these cards becomes essential.

The ICICI Bank Platinum Chip Credit Card boasts advanced security features with its embedded chip technology, ensuring secure transactions.

In contrast, the ICICI Coral Credit Card is celebrated for its exclusive lifestyle benefits, spanning dining, travel, and entertainment.

This comprehensive comparison explores the intricacies of rewards programs, fees, and additional perks, guiding you towards an informed decision aligned with your spending patterns and lifestyle aspirations.

Read on to unravel the distinctive advantages each card holds and embark on a journey to maximize your credit card experience.

ICICI Bank Platinum chip credit card vs ICICI Coral credit card

Overview of ICICI Bank Platinum Chip credit

ICICI Bank’s Platinum Chip credit card is a cost-effective solution with no annual fee, ensuring impressive savings on all your transactions.

This card allows you to earn up to 2 Reward Points for each purchase, and these points can be redeemed for diverse rewards, including cashback.

Moreover, it provides alluring discounts on dining experiences at 2500+ restaurants in India through the ICICI Bank Culinary Treats Programme.

Additionally, users can avail themselves of a 1% discount on all fuel transactions at HPCL pumps.

Overview of ICICI Coral credit card

Many advantages await ICICI Coral Credit Card holders, such as reward points, cashback, and gift vouchers. You’ll be earning payback points with each purchase.

Opt for the Coral credit card’s three variations: Visa, Mastercard, and AmEx, providing you with the flexibility to choose the one that suits your preferences.

For every Rs. 100 transaction with this card, you can accumulate up to 2 reward points, redeemable across a diverse range of categories and products.

The Coral credit card features an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

Beyond these perks, the card includes enticing discounts on Inox and BookMyShow movie tickets.

To cater to your travel needs, it also grants complimentary access to domestic airport and railway lounges every quarter.

ICICI Bank Platinum chip credit card vs ICICI Coral credit card

Features/Charges	ICICI Platinum Chip Credit Card	ICICI Coral credit card
Joining Fees	NIL	Rs. 500 + taxes
Annual Fees	NIL	Rs. 500 + taxes
Welcome Benefits	N/A	N/A
Cashback / Rewards point	Every retail expenditure of Rs. 100 allows you to earn 2 Reward Points.	On utility bills and insurance spending of Rs. 100, earn 1 reward point, and accumulate 2 reward points by using this card.
Dining benefits	Enjoy a 15% off on dining charges when you make payments with this card.	Avail a 15% reduction on your dining bill when you make payments with this card.
Travel benefits	N/A	This card offers you complimentary entry to domestic lounges at railway and airport terminals.
Annual fees waiver	N/A	Expenditure surpassing Rs. 1,50,000 on this card annually results in the annual fee being waived off.
Fuel surcharge waiver	Get a 1% fuel surcharge waiver on your transactions at all HPCL petrol stations in India by using this card.	Make transactions of Rs. 4000 at HPCL petrol stations using this card and receive a 1% fuel surcharge waiver.