SBI SimplyClick vs Prime credit card- Check below for a comparison between SBI SimplyClick vs Prime credit card and find which is better.

SBI SimplyClick credit card vs SBI Prime credit card

Overview of SimplyClick credit card

The SBI SimplyCLICK Credit Card, offered by SBI Card, is a basic shopping credit card. Gain rewards for various expenditures such as shopping and online purchases.

Additionally, enjoy a 1% fuel surcharge waiver for transactions ranging from Rs. 500 to Rs. 3,000 at petrol stations throughout India when using this card.

Tailored for online shopping enthusiasts, this card stands out by providing 10 times the reward points on transactions made at major online shopping and travel platforms.

These include Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart.

It’s worth noting that the previous inclusion of Amazon in the 10x Rewards list no longer applies, with the current offer providing 5x Rewards exclusively for Amazon transactions.

As for other expenditures, you can earn 5x rewards on online purchases and one reward point for every Rs. 100 spent on offline transactions.

Overview of SBI Prime credit card

The SBI Prime credit card stands out as a lifestyle-oriented credit card. It offers advantages related to dining and rewards, coupled with a 1% fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 3,000 at fuel stations nationwide and additional perks.

Regarding the reward rate, you accumulate 2 Reward Points for every Rs. 100 expended using this card, and 10 Reward Points for each Rs. 100 spent on dining, groceries, and department store acquisitions.

Valued at Rs. 0.25 per point, the card’s effective reward rate becomes 2.5% for dining, groceries, and department store categories, and 0.5% for all other spending categories.

Similar to the ELITE Card, the SBI Card Prime is available in three variants: MasterCard, American Express, and VISA.

SBI SimplyClick vs Prime credit card

Features/Charges	SBI SimplyClick credit card	SBI Prime credit card
Joining Fees	Rs. 499 + GST	Rs. 2,999
Annual Fees	Rs. 499 + GST	Rs. 2,999
Welcome Benefits	Gift yourself or others with an Amazon voucher valued at Rs. 500.	Receive a digital gift voucher valued at Rs.3,000 as a welcoming gesture with this card.
Cashback / Rewards point	Receive a 5% cashback on all online transactions and enjoy a 1% cashback on offline transactions and utility bill payments when utilizing this card.	Regarding the reward rate, you accumulate 2 Reward Points for every Rs. 100 expended using this card, and 10 Reward Points for each Rs. 100 spent on dining, groceries, and department store acquisitions. Valued at Rs. 0.25 per point, the card’s effective reward rate becomes 2.5% for dining, groceries, and department store categories, and 0.5% for all other spending categories. Similar to the ELITE Card, the SBI Card Prime is available in three variants: MasterCard, American Express, and VISA.
Dining benefits	N/A	Attain a Pizza Hut voucher valued at Rs.1,000 for transactions exceeding Rs.50,000 in a quarter, along with a fivefold increase in reward points for dining at partner restaurants.
Travel benefits	Enjoy four complimentary visits to domestic airport lounges each year with the use of this card.	Obtain complimentary Club Vistara and Trident Privilege Memberships, along with the benefit of eight free visits to domestic airport lounges annually using this card.
Annual fees waiver	Obtain an annual fee exemption upon reaching a spending threshold of 2 lakh using this card.	Should your annual expenditures surpass Rs.3 lakh, the credit card’s yearly fee will be waived.
Fuel surcharge waiver	Utilize this card to enjoy a 1% fuel surcharge waiver for transactions ranging from Rs. 500 to Rs. 3,000 at petrol stations nationwide.	Enjoy a 1% waiver on fuel surcharge for transactions ranging from Rs. 500 to Rs. 4,000 at any petrol pump in India with the use of this credit card.