Check below for a comparison between the ICICI Coral credit card vs SBI SimplySave credit card or SBI SimplySave credit card vs ICICI Coral credit card and find which is better –

When it comes to choosing the right credit card, the options can be overwhelming. Two popular choices in the Indian market are the ICICI Coral Credit Card and the SBI SimplySave Credit Card.

These cards cater to different lifestyles and preferences, offering unique benefits and features.

The ICICI Coral Credit Card is known for its exclusive privileges, including dining discounts, airport lounge access, and rewards on everyday spending.

On the other hand, the SBI SimplySave Credit Card focuses on simplicity and savings, with cashback rewards on essential categories like grocery shopping and department store expenses.

In this comparison, we’ll delve into the distinct advantages of each card, helping you make an informed decision based on your financial needs and lifestyle preferences.

Whether you prioritize luxury perks or practical savings, understanding the nuances of these credit cards will guide you towards the one that aligns seamlessly with your financial goals.

Overview of ICICI Coral credit card

Avail yourself of the perks of the ICICI Coral Credit Card, which include reward points, cashback, and gift vouchers. Acquire payback points for each spending activity.

Choose from the Coral credit card’s three variations: Visa, Mastercard, and AmEx, granting you the flexibility to choose the one that suits you best.

With this card, each Rs. 100 transactions earn you up to 2 reward points, which can be redeemed across a wide range of categories and products.

The Coral credit card offers an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

Alongside these perks, the card provides enticing discounts on Inox and BookMyShow movie tickets. To meet your travel-related needs, it also includes complimentary access to domestic airport and railway lounges every quarter.

Overview of SimplySave credit card

Earn 1 Reward Point for every Rs. 100 spent, complemented by a favourable Reward Rate of 0.25%.

Boost your rewards with 10 times more points for Dining, movies, departmental stores, and grocery transactions when utilizing this card.

Embark on your credit journey with the enticing offer of 2000 bonus reward points. This card elevates your experience with additional reward points on groceries, movies, and departmental store purchases—perfect for credit beginners looking to save on their essential daily expenses.

Additionally, receive an annual fee waiver upon spending Rs. 1 lakh or more.

ICICI Coral credit card vs SBI SimplySave credit card

Features/Charges	ICICI Coral credit card	SBI SimplySave Credit Card
Joining Fees	Rs. 500 + taxes	Rs. 499 + taxes
Annual Fees	Rs. 500 + taxes	Rs. 499 + taxes
Welcome Benefits	N/A	Attain 2000 reward points (Rs. 500 equivalent) on your purchases of Rs. 2000 or more within the first 60 days using this card.
Cashback / Rewards point	Spending Rs. 100 on utility bills and insurance will net you 1 reward point, and utilizing this card will earn you 2 reward points.	Earn 1 Reward Point for every Rs. 150 spent, complemented by a favorable Reward Rate of 0.25%. Boost your rewards with 10 times more points for Dining, movies, departmental stores, and grocery purchases using this card.
Dining benefits	Enjoy a 15% price cut on dining expenditures when you choose this card.	Get ten times the regular reward points exclusively for dining by utilizing this card.
Travel benefits	Enjoy complimentary admission to domestic lounges at railway and airport sites with this card.	N/A
Annual fees waiver	If your annual card spending goes beyond Rs. 1,50,000, the annual fee will be automatically waived.	Your annual fee is exempted when your yearly card spending goes beyond Rs. 1,00,000.
Fuel surcharge waiver	Utilize this card for transactions of Rs. 4000 at HPCL petrol stations and benefit from a 1% fuel surcharge waiver.	Get a 1% fuel surcharge waiver when making transactions at fuel stations throughout India using this card.