Check below for a comparison between ICICI Expression Debit card vs ICICI HPCL Coral credit card or ICICI HPCL Coral credit card vs ICICI Expression Debit card and find which is better–
In the realm of financial choices, the comparison between the ICICI Expression Debit Card and the ICICI HPCL Coral Credit Card unfolds as a strategic decision for individuals seeking diverse advantages in their everyday transactions.
The ICICI Expression Debit Card, designed to reflect personal style, offers exclusive benefits, including customized card designs and rewards on various spending categories.
On the other hand, the ICICI HPCL Coral Credit Card caters to fuel-savvy individuals, providing cashback and rewards on fuel expenditures at HPCL outlets.
This comprehensive analysis navigates through the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize personalized debit card features or seek fuel-centric rewards, understanding the nuanced features of these ICICI financial tools will guide you towards the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of ICICI Expression Debit card
Get 3 Reward Points on spent of Rs. 100 ( except fuel and insurance spend), 2 rewards points on spend of Rs. 100 at utility bills by using this card.
Overview of ICICI HPCL Coral credit card
Receive 1 Reward Point for every Rs. 100 you utilize on this card. Utilize this card for transactions of Rs. 4000 or more and benefit from a 1% fuel surcharge waiver at all HPCL petrol stations across India.
For a modest joining fee of Rs. 199, this card offers rewards in the form of redeemable points that can be used for various products or vouchers through ICICI Bank.
Additionally, these points can be utilized to offset fuel expenses. Beyond the reward program, the card extends exclusive dining discounts through the ICICI Bank Culinary Treats Programme and a 25% discount on movie tickets through BookMyShow.
Tailored for fuel purchases, the card grants a 1% fuel surcharge waiver and an extra 2.5% discount on fuel transactions at HPCL petrol stations. Furthermore, substantial annual spending can lead to the waiver of the renewal fee, providing additional savings.
ICICI Expression Debit vs ICICI HPCL Coral card
| Features/Charges | ICICI Expression Debit card | ICICI HPCL Coral credit card |
|---|---|---|
| Joining Fees | Rs. 499 + taxes | Rs. 199 + taxes |
| Annual Fees | Rs. 499 + taxes | Rs. 199 + taxes |
| Welcome Benefits | N/A | N/A |
| Cashback / Rewards point | Get 3 Reward Points on spent of Rs. 100 ( except fuel and insurance spend), 2 rewards points on spend of Rs. 100 at utility bills by using this card. | Receive a single Reward Point for each Rs. 100 you expend with this card. |
| Dining benefits | N/A | Avail a 15% reduction on dining expenses when you make use of this card. |
| Travel benefits | Get complimentary domestic lounge access on this card | N/A |
| Annual fees waiver | Annual Fee waived off on annual spends greater than Rs. 1,50,000 on this card | If your yearly expenditures on this card surpass Rs. 50,000, the annual fee will be exempted. |
| Fuel surcharge waiver | Get a fuel surcharge waiver of 1% with this card at all HPCL petrol stations in India and valid on transactions of Rs. 4000 by using this card* | Obtain a 1% fuel surcharge exemption at all HPCL petrol stations in India when you use this card, applicable to transactions of Rs. 4000 or more. |
