Check below for a comparison between ICICI Coral credit card vs Amazon Pay ICICI credit card or Amazon Pay ICICI credit card vs ICICI Coral credit card and find which is better –

In the dynamic landscape of credit cards, the ICICI Coral Credit Card and the Amazon Pay ICICI Credit Card stand out as prominent choices, each bringing a unique set of advantages to the table.

As consumers navigate the plethora of credit options, understanding the nuanced differences between these two cards becomes pivotal.

The ICICI Coral Credit Card is renowned for its exclusive lifestyle benefits, catering to the diverse needs of cardholders with perks spanning dining, travel, and entertainment.

On the other hand, the Amazon Pay ICICI Credit Card offers a tailored experience for avid shoppers on the Amazon platform, unlocking special rewards and cashback opportunities.

In this comprehensive comparison, we delve into the specifics of rewards programs, fees, and additional perks, providing insights to empower you in making an informed decision that aligns seamlessly with your lifestyle and financial objectives.

Read on to uncover the distinct advantages each card holds, and embark on a journey to maximize your credit card experience.

Overview of ICICI Coral credit card

ICICI’s Coral Credit Card offers a host of benefits, including reward points, cashback, and gift vouchers. Don’t forget to earn payback points with each purchase.

The Coral credit card comes in three variants: Visa, Mastercard, and AmEx, giving you the freedom to choose the one that best suits your preferences.

With this card, every transaction of Rs. 100 allows you to earn up to 2 reward points, which are redeemable across a variety of categories and products.

The Coral credit card provides an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

In addition to these benefits, the card offers attractive discounts on Inox and BookMyShow movie tickets.

Addressing your travel requirements, it also includes complimentary access to domestic airport and railway lounges every quarter.

Overview of Amazon Pay ICICI credit card

The Amazon Pay ICICI Credit Card, functioning as a cashback card, provides an attractive 5% cash back for Prime members when using the Amazon shopping app.

Beyond this, it extends a valuable 1% cashback on all types of online and offline spending, establishing itself as a credit card without any lifetime fees.

Tailored for the convenience of online shoppers, the Amazon Pay ICICI Credit Card is an entry-level co-branded shopping credit card.

With a focus on the needs of Amazon enthusiasts, it offers an attractive reward rate for transactions on the platform. However, as a basic credit card, it does not include many additional benefits.

ICICI Coral credit card vs Amazon Pay ICICI credit card

Features/Charges	ICICI Coral credit card	Amazon Pay ICICI Credit Card
Joining Fees	Rs. 500 + taxes	NIL
Annual Fees	Rs. 500 + taxes	NIL
Welcome Benefits	N/A	Get a welcome gift of Amazon Pay Balance, with amounts varying from Rs300 to Rs600.
Cashback / Rewards point	For every Rs. 100 spent on utility bills and insurance, receive 1 reward point, and with this card, double your rewards to 2 points.	Prime users benefit from a 5% cashback, non-Prime users from 3%, and all other transactions secure a 1% cashback.
Dining benefits	Save 15% on your dining expenses by choosing to make payments with this card.	Make the most of your dining experience by using this card, which provides a 15% discount at partner restaurants participating in the ‘Culinary Treats program.’
Travel benefits	Gain free admission to domestic lounges at both railway and airport terminals with the use of this card.	N/A
Annual fees waiver	If your annual card expenditures go beyond Rs. 1,50,000, the annual fee will be waived.	N/A
Fuel surcharge waiver	Use this card for transactions of Rs. 4000 at HPCL petrol stations and enjoy a 1% fuel surcharge waiver.	Benefit from a 1% fuel surcharge waiver with this card, making it a cost-effective choice at fuel pumps across India.