Axis Bank My Zone credit card vs Axis Bank Neo credit card

Check below for a comparison between Axis Bank My Zone credit card vs Axis Bank Neo credit card or Axis Bank Neo credit card vs Axis Bank My Zone credit card and find which is better –

Overview of Neo credit card

Offered by the bank, the Axis Bank Neo Credit Card is distinguished for its advantages, comprising discounts, cash-back, and shopping-related reward points, positioning it as a favoured choice for millennials.

In addition to accumulating Edge Reward Points on everyday spending, cardholders can enjoy appealing discounts at partner brands like Zomato, Myntra, and Paytm.

For entertainment aficionados, a 10% discount on BookMyShow movie bookings is a standout feature.

Additional benefits include a 1% fuel surcharge waiver, attractive discounts from partner brands, and more.

Overview of My Zone credit card

Axis Bank’s MY Zone Credit Card is designed to cater to users with numerous advantages for transactions on Paytm, Myntra, and Swiggy, along with the added perk of complimentary airport lounge access.

This credit card, devoid of any lifetime charges, is characterized by its extensive range of benefits.

Explore further to understand the features, benefits, fees, and eligibility criteria associated with this Axis Bank credit card.

Axis Bank’s My Zone Credit Card stands as an entry-level credit offering, requiring a modest annual fee of Rs. 500.

As part of its welcoming gesture, cardholders receive a complimentary premium subscription to SonyLiv, valued at Rs. 999.

Despite its economic pricing, the card packs in substantial value through exclusive movie and dining privileges, complimentary access to domestic airport lounges, and various other perks.

Regarding rewards, users earn 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward worth Re. 0.20.

Axis Bank My Zone credit card vs Axis Bank Neo credit card

Features/Charges	Axis Bank MY Zone Credit Card	Axis Bank Neo Credit Card
Joining Fees	Unlock the doors to a lifetime of free entertainment on chosen channels with our special Rs. 500 promotion.	The Rs.250 fee is subject to waiver upon spending Rs.2,500 within 45 days.
Annual Fees	During the initial year, there are no costs, and from the second year onward, a fee of Rs. 500 is applicable, along with a lifelong free subscription to chosen channels.	Rs. 250
Welcome Benefits	Avail a complimentary annual subscription to SonyLiv Premium, worth Rs. 999, by making your first purchase within the initial 30 days of card issuance.	Enjoy welcome vouchers that can be redeemed at either Amazon or BookMyShow
Cashback / Rewards point	For every Rs. 200 spent with the MY Zone credit card, you receive 4 EDGE reward points.	Obtain 2 rewards points on every Rs.200 transaction made with the Neo credit card.
Dining benefits	Avail savings of up to 20% at participating Indian restaurants as part of the exclusive ‘Dining Delights’ program.	Save big with a 40% discount on food delivery through Zomato.
Travel benefits	Enjoy the luxury of up to four complimentary visits annually to participating airport lounges within India as part of your benefits.	NIL
Annual fees waiver	Nil	N/A
Fuel surcharge waiver	Enjoy a 1% refund on the transaction amount for fuel purchases within the Rs. 400 to Rs. 4,000 range, with a monthly benefit limit of Rs. 400.	Enjoy a 1% discount on fuel surcharge, valid at all fuel stations throughout India.