Axis Bank My Zone credit card vs Axis Bank Privilege credit card

Check below for a comparison between Axis Bank My Zone credit card vs Axis Bank Privilege credit card or Axis Bank Privilege credit card vs Axis Bank My Zone credit card and find which is better –

Overview of My Zone credit card

The MY Zone Credit Card, a product of Axis Bank, is tailored to offer a host of benefits for transactions on Paytm, Myntra, and Swiggy, complemented by complimentary lounge access at airports.

This credit card, issued by Axis Bank, is exempt from lifetime charges and boasts a variety of advantages.

Gain insights into the features, benefits, fees, and eligibility requirements by delving into the details.

Positioned as a beginner-level credit card, the Axis Bank My Zone Credit Card carries a nominal annual fee of Rs. 500.

Cardholders are welcomed with a complimentary premium subscription to SonyLiv, valued at Rs. 999.

Despite its affordable annual fee, the card offers a host of value-added benefits, encompassing movie and dining offers, complimentary domestic airport lounge access, and more.

Regarding rewards, users accumulate 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward worth Re. 0.20.

Overview of Axis Bank Privilege credit card

Priority banking customers are entitled to a lifetime free card, while other users are charged a joining fee of Rs. 1,500.

New cardholders can accrue a maximum of 12,500 EDGE Reward Points as welcome benefits, which can be redeemed for multi-brand vouchers worth up to Rs. 5,000. The card offers a reward rate of 10 EDGE Points for every Rs. 200 spent.

Axis Bank My Zone credit card vs Axis Bank Privilege credit card

Features/Charges	Axis Bank MY Zone Credit Card	Axis Bank Privilege credit card
Joining Fees	Take advantage of the Rs. 500 deal and receive a complimentary lifetime subscription to eligible channels.	Rs. 1,500
Annual Fees	No charges for the first year, and starting from the second year, a fee of Rs. 500 applies, with a lifetime free subscription available for specific channels.	Rs. 1,500
Welcome Benefits	Your initial spend within the first 30 days of card issuance makes you eligible for a complimentary annual subscription to SonyLiv Premium, valued at Rs. 999.	Get 12,500 EDGE REWARD Points when you handle the joining fee, and for priority banking patrons, enjoy 6,250 EDGE REWARD Points through this card.
Cashback / Rewards point	Spending Rs. 200 on the MY Zone credit card results in earning 4 to 40 reward points.	Utilize this card, and for every Rs. 200 spent, accrue 10 EDGE Points.
Dining benefits	Enjoy savings of up to 20% at participating Indian restaurants through the exclusive ‘Dining Delights’ program.	Gain a 20% discount at designated restaurants through the ‘Dining Delights’ scheme by Axis Bank when using this card.
Travel benefits	Enhance your travel experience with the privilege of up to four complimentary visits per year to select airport lounges in India.	Enjoy two complimentary accesses to domestic lounges each quarter when you use this card.
Annual fees waiver	Nil	With this card, spending 2.5 lakh ensures an annual fee waiver.
Fuel surcharge waiver	Receive a 1% refund on the transaction amount for fuel expenses falling between Rs. 400 and Rs. 4,000, with the added advantage of earning up to Rs. 400 in benefits each month.	This card provides a 1% waiver on fuel surcharge at all fuel stations across India.