HDFC Regalia vs Infinia credit card- Check below for a comparison between HDFC Regalia vs Infinia credit card or INFINIA vs HDFC Regalia and find which is better

Overview of HDFC Regalia credit card

Offering a blend of travel and lifestyle benefits through its reward points, the HDFC Bank Regalia Credit Card is a distinguished premium option in the bank’s lineup.

Explore the card’s specifics, such as features, advantages, fees, and eligibility, for a comprehensive understanding.

Priced at Rs 2,500 annually, this card comes with a generous welcome offer of 2,500 bonus Reward Points.

Across lifestyle, travel, and dining, the card presents various advantages, solidifying its status as one of HDFC’s premier credit cards.

In line with its commitment to luxury and travel perks, the HDFC Regalia Card provides complimentary Airport Lounge Access, both within India and abroad.

Spending Rs. 150 on the card earns you 4 Reward Points, which can be redeemed across a spectrum of categories, each valued at up to Re. 0.5 per point.

Notably, the card imposes a nominal foreign currency markup, positioning it as an excellent choice for international transactions.

Additionally, the card boasts remarkable dining benefits and round-the-clock Concierge services.

Overview of INFINIA Credit Card

The card provides exclusive advantages, such as 24/7 concierge services, entry to premium golf destinations, and appealing dining benefits at some of the country’s most prestigious restaurant chains.

Addressing the international travel needs of its premium customers, HDFC offers a lower foreign currency exchange rate of 2% and includes a complimentary membership to the Priority Pass program. HDFC Infinia Metal functions on a Reward Points basis, allowing users to earn 5 Reward Points for every Rs. 150 spent.

Despite the slightly higher annual membership fee of Rs. 12,500, it is certainly a worthwhile option, especially for financially stable individuals who are unwilling to compromise on their lifestyle.

HDFC Regalia vs Infinia credit card

Features/Charges	HDFC Regalia credit card	HDFC Infinia Metal Card
Joining Fees	Rs. 2500 + Taxes	Rs. 12,500
Annual Fees	Rs. 2500 + Taxes	Rs. 12,500
Welcome Benefits	A welcome perk includes 2,500 bonus Reward Points for you.	Enjoy a warm welcome with 12,500 Reward Points and a variety of other enticing benefits.
Cashback / Rewards point	Get 4 Reward Points with every Rs. 150 transaction.	Receive 5 Reward Points for each retail spend reaching Rs. 150.
Dining benefits	Secure your exclusive dine-out passport membership for added benefits, including a 5% discount and early access to a range of festivals and events held at select hotels.	Indulge in exclusive dining perks and receive a complimentary Club Marriott membership, entitling you to a complimentary 1 + 1 buffet at ITC hotels.
Travel benefits	Avail yourself of free access to Domestic and International Lounges, complemented by inclusive Travel Insurance.	Secure a complimentary Priority Pass membership for unrestricted entry to airport lounges, coupled with participation in the Infinia Credit Card Lounge Access Program. This package also features a one-year complimentary Club Marriott membership and a complimentary 2 + 1-night stay at various upscale ITC hotels.
Annual fees waiver	Get the annual fee nullified when your card expenditures amount to 3 lakhs or more.	Exemption from the renewal fee is granted when you spend Rs. 10 lakh in the previous year.
Fuel surcharge waiver	Enjoy a 1% waiver on fuel surcharge for transactions falling between Rs. 400 and Rs. 5000.	Obtain a 1% relief on the fuel surcharge*.