Check below for a comparison between the HDFC Millennia credit card vs InterMiles HDFC Bank Platinum Credit Card or InterMiles HDFC Bank Platinum Credit Card vs HDFC Millennia credit card and find which is better –
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Overview of HDFC Millennia credit card
The HDFC Bank Millennia Credit Card is recognized for its rewarding cashback program, featuring multiple benefits.
Opting for the Millennia credit card allows you to secure a 5% cashback on your online expenses, covering platforms like Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more.
Processed into CashPoints, the cashback feature offers versatility, allowing for adjustments to the card’s statement balance, flight/hotel reservations, or purchases from HDFC’s product catalogue.
Quarterly spending milestones bring forth enticing gift vouchers, along with dining discounts of up to 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge visits at domestic airports in India contribute to the cardholder’s comprehensive perks.
Overview of InterMiles HDFC Bank Platinum Credit Card
Designed with travellers in mind, this card provides a platform to accumulate InterMiles, which can subsequently be utilized for diverse travel-related expenditures, particularly flight bookings.
The rewards materialize in the form of InterMiles, and the card offers the added advantage of earning discounts on hotel bookings.
A nominal joining fee of Rs. 1,000 opens the door to enticing welcome benefits, including Bonus InterMiles and vouchers for discounted rates on both hotel accommodations and flight reservations.
Furthermore, cardholders enjoy complimentary access to airport lounges throughout India and exclusive dining privileges.
Additionally, based on the total expenditure using the InterMiles HDFC Bank Platinum Credit Card, there exists the possibility of waiving the renewal fee of Rs. 1,000.
HDFC Millennia Credit Card vs InterMiles HDFC Bank Platinum Credit Card
| Features/Charges | HDFC Millennia Credit Card | InterMiles HDFC Bank Platinum Credit Card |
|---|---|---|
| Joining Fees | Rs. 1,000 + tax | Rs. 1,000 + tax |
| Annual Fees | Rs. 1,000 + tax | Rs.1,000 + tax |
| Welcome Benefits | Take advantage of the favorable returns associated with 1,000 CashPoints. | Gain a maximum of 3,000 InterMiles points following the payment of joining fees and depending on your annual spending. |
| Cashback / Rewards point | Receive a 5% cashback on online transactions, spanning popular sites like Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more. | Gain 4 reward points or InterMiles points for every Rs. 150 spent in retail transactions, and enjoy twice the InterMiles when booking flights and hotels for transactions of Rs. 150 using Intermiles.com. |
| Dining benefits | Enjoy a 20% discount at select upscale restaurants across cities through the Good Food Trail Dining program. | N/A |
| Travel benefits | Access domestic lounges at no cost with a total of eight complimentary visits allowed per calendar year, limited to two visits in a quarter. | Access domestic lounges at no cost when making use of this card. |
| Annual fees waiver | Achieve an annual fee waiver by reaching 1 Lakh in spending, ensuring your renewed Joining Fees are covered with this card. | Enjoy the benefit of having the annual fee canceled when your card expenditures reach 2.5 lakhs or beyond. |
| Fuel surcharge waiver | Benefit from a 1% fuel surcharge waiver when your transactions fall between Rs. 400 and Rs. 5,000. | Enjoy the benefit of having the annual fee cancelled when your card expenditures reach 2.5 lakhs or beyond. |
