ICICI Bank Rubyx vs Sapphiro Credit Card- Check below for a comparison between ICICI Bank Rubyx vs Sapphiro Credit Card or ICICI Bank Sapphiro Credit Card vs ICICI Bank Rubyx Credit Card and find which is better.
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ICICI Bank Rubyx vs Sapphiro Credit Card
Overview of ICICI Bank Rubyx Credit Card
ICICI Bank Rubyx Credit Card India’s first dual platinum credit card aims to provide its customers with benefits across various categories.
Earn 4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent using this credit card.
Overview of Sapphiro Credit Card
The ICICI Bank Sapphiro Credit Card stands as one of ICICI Bank’s premier offerings, second only to the ICICI Emeralde Credit Card.
Presently, it is available in three variations: the ICICI Bank Sapphiro AmEx Credit Card, the ICICI Bank Sapphiro Visa Credit Card, and the Mastercard option.
However, the issuance is currently limited to the ICICI Bank Sapphiro Visa Credit Card.
This card is tailored not only for frequent travellers but also for individuals seeking a card with extensive savings opportunities, entertainment perks, and various other advantages.
ICICI Bank aspires to kickstart your card journey on a high note by offering exclusive welcome benefits surpassing the joining fee.
Nearly every purchase made with the ICICI credit card, whether domestic or international, utility bill payments, fuel acquisitions, or any other expenditure, translates into savings.
ICICI Bank Rubyx vs Sapphiro Credit Card
| Features/Charges | ICICI Bank Rubyx Credit Card | ICICI Bank Sapphiro Credit Card |
|---|---|---|
| Joining Fees | Rs. 3,000 (plus applicable taxes) | Rs 6,500 (plus applicable taxes) |
| Annual Fees | Rs. 2,000 (plus applicable taxes) | Rs 3,500 (plus applicable taxes) |
| Welcome Benefits | Experience a 25% price reduction on the booking of movie tickets through BookMyShow and INOX, applicable when you purchase a minimum of 2 tickets per transaction. This enticing offer can be utilized twice within a month, providing you with significant savings on your entertainment costs. The maximum discount attainable is Rs. 150. | Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant. |
| Cashback / Rewards point | Earn 4 Reward Points for every Rs. 100 spent on international transactions, 2 Reward Points for domestic expenses, and 1 Reward Point for each Rs. 100 spent on utility and insurance categories when utilizing this credit card. | On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases |
| Dining benefits | Experience cost savings on your dining costs with the Culinary Treats Program, providing discounts on your restaurant expenditures. | N/A |
| Travel benefits | Obtain two free accesses to railway lounges every quarter and one complimentary airport lounge access each quarter with both card variations, making it a total of two accesses per quarter. This privilege is accessible upon fulfilling a minimum spending requirement of Rs. 5,000 in the previous quarter. | Complimentary Domestic & International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme. |
| Annual fees waiver | The renewal charge is waived if your spending amounts to Rs. 3 lakhs or more within an anniversary year. | Renewal fee waiver on spending Rs 6 Lakhs annualy |
| Fuel surcharge waiver | The renewal fee is exempted when your annual spending reaches Rs 6 Lakhs. | 1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India. |
