ICICI Coral credit card vs ICICI Rubyx credit card

Check below for a comparison between the ICICI Coral credit card vs ICICI Rubyx credit card or ICICI Rubyx credit card vs ICICI Coral credit card and find which is better –

Within the spectrum of ICICI Bank credit cards, the choice between the ICICI Coral Credit Card and the ICICI Rubyx Credit Card delineates a nuanced decision for individuals seeking tailored financial benefits.

The ICICI Coral Credit Card is renowned for its lifestyle-centric perks, including dining privileges, movie ticket discounts, and exclusive access to airport lounges, making it an ideal choice for those who value entertainment and leisure.

On the other hand, the ICICI Rubyx Credit Card caters to a more diverse set of preferences, offering a combination of lifestyle benefits and accelerated reward points on both domestic and international transactions.

This comprehensive comparison navigates through the distinctive features of each card, empowering users to make an informed decision based on their specific spending patterns and lifestyle choices.

Whether you prioritize exclusive experiences or seek versatile rewards, understanding the nuanced attributes of these ICICI credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual preferences.

Overview of ICICI Coral credit card

ICICI’s Coral Credit Card is packed with benefits like reward points, cashback, and gift vouchers. You’ll earn payback points with every purchase.

The Coral credit card is offered in three versions: Visa, Mastercard, and AmEx, providing you with the freedom to select the one that fits your preferences.

With this card, every Rs. 100 transaction earns you up to 2 reward points, which can be redeemed across a diverse range of categories and products.

The Coral credit card offers an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

Beyond these benefits, the card includes attractive discounts on Inox and BookMyShow movie tickets.

Meeting your travel-related needs, it also grants complimentary access to domestic airport and railway lounges every quarter.

Overview of ICICI Rubyx credit card

Get 4 Reward Points on international spending of Rs. 100, 1 Reward Point on spent of Rs. 100 on utilities and insurance categories, and 2 Reward Points on Domestic spent of Rs. 100 on this card.

ICICI Coral credit card vs ICICI Rubyx credit card

Features/ChargesICICI Coral credit cardICICI Bank Rubyx Credit Card
Joining FeesRs. 500 + taxesRs. 3,000 + taxes
Annual FeesRs. 500 + taxesRs. 2,000 + taxes
Welcome BenefitsN/AMake the most of your movie outings with a fantastic 25% discount on ticket bookings through BookMyShow and INOX. Ensure a minimum transaction of 2 tickets and enjoy this offer up to 2 times in a month. With a maximum discount capped at Rs. 150, you can experience the joy of cinema while saving on your entertainment costs.
Cashback / Rewards pointFor every Rs. 100 spent on utility bills and insurance, you’ll receive 1 reward point, while 2 reward points are granted for using this card.Achieve 4 Reward Points for every international expenditure of Rs. 100, 2 Reward Points for domestic spending, and 1 Reward Point for each Rs. 100 allocated to utilities and insurance categories when employing this credit card.
Dining benefitsUtilize this card to receive a 15% discount on your dining experiences.Experience reduced dining expenses with the Culinary Treats Program, offering discounts on your restaurant bills.
Travel benefitsThis card provides you with complimentary entry to domestic lounges at both railway and airport terminals.Avail yourself of two free entries to railway lounges and one free entry to airport lounges every quarter with either card variant, totaling two accesses per quarter. This feature is unlocked by meeting a minimum spending requirement of Rs. 5,000 in the quarter before.
Annual fees waiverYou won’t be charged the annual fee if your annual card spending surpasses Rs. 1,50,000.Achieve a spending of Rs. 3 lakhs or beyond in an anniversary year, and the renewal fee will not be applicable.
Fuel surcharge waiverGet a 1% fuel surcharge waiver at all HPCL petrol stations in India when you make transactions of Rs. 4000 using this card.Eliminate the 1% fuel surcharge for fuel transactions up to Rs. 4,000 at any fuel station across India.
*terms and conditions are applied for every credit card offer, kindly check the official website of ICICI Bank
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