ICICI Coral credit card vs ICICI Platinum credit card

Check below for a comparison between the ICICI Bank Platinum chip credit card vs ICICI Coral credit card or ICICI Coral credit card vs ICICI Bank Platinum chip credit and find which is better –

In the vast landscape of credit options, ICICI Bank offers two prominent choices—the ICICI Coral Credit Card and the ICICI Platinum Credit Card.

These credit cards cater to different financial needs and preferences, making the decision between them pivotal.

The ICICI Coral Credit Card is renowned for its exclusive lifestyle benefits, including rewards on dining, travel, and entertainment.

On the other hand, the ICICI Platinum Credit Card offers a versatile range of privileges, making it an ideal choice for those seeking a comprehensive credit experience.

In this comprehensive comparison, we explore the intricacies of rewards programs, fees, and additional perks, empowering you to make an informed decision that aligns seamlessly with your spending habits and financial goals.

Overview of ICICI Coral credit card

The ICICI Coral Credit Card comes with numerous benefits like reward points, cashback, and gift vouchers. Ensure you accumulate payback points with every spend.

Tailor your choice with the Coral credit card’s three variants: Visa, Mastercard, and AmEx, allowing you to pick the one that aligns with your preferences.

For every Rs. 100 transaction using this card, you can accumulate up to 2 reward points, redeemable across various categories and products.

The Coral credit card features an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

In addition to these advantages, the card provides appealing discounts on Inox and BookMyShow movie tickets.

To meet your travel-related needs, it also includes complimentary access to domestic airport and railway lounges every quarter.

Overview of ICICI Platinum credit card

The ICICI Bank Platinum Chip credit card, with its zero annual fee, is tailored for substantial savings on all transactions.

By using this card, you can accrue up to 2 Reward Points for every purchase, and these points are redeemable for various options, such as cashback.

Additionally, it extends enticing discounts on dining at over 2500 restaurants in India through the ICICI Bank Culinary Treats Programme. Furthermore, cardholders can enjoy a 1% savings on all fuel transactions at HPCL pumps.

ICICI Coral credit card vs ICICI Platinum credit card

Features/Charges	ICICI Coral credit card	ICICI Platinum Chip Credit Card
Joining Fees	Rs. 500 + taxes	NIL
Annual Fees	Rs. 500 + taxes	NIL
Welcome Benefits	N/A	N/A
Cashback / Rewards point	Spending Rs. 100 on utility bills and insurance will grant you 1 reward point, and using this card will result in 2 reward points.	Accumulate 2 Reward Points with each Rs. 100 spent on retail transactions.
Dining benefits	This card allows you to enjoy a 15% discount on all dining transactions.	Utilize this card and benefit from a 15% discount on your dining expenditures.
Travel benefits	Access domestic lounges at railway and airport facilities without charge when using this card.	N/A
Annual fees waiver	Spend over Rs. 1,50,000 annually on this card to enjoy a waiver of the annual fee.	N/A
Fuel surcharge waiver	This card offers a 1% fuel surcharge waiver on transactions of Rs. 4000 at all HPCL petrol stations across India.	This card provides a 1% fuel surcharge waiver for transactions at all HPCL petrol stations across India.