Check below for a comparison between Flipkart Axis Bank credit card vs HDFC Millennia credit card or HDFC Millennia credit card vs Flipkart Axis Bank credit card and find which is better –
In the competitive realm of credit cards, the Flipkart Axis Bank Credit Card and HDFC Millennia Credit Card stand out as prominent choices, each offering a unique blend of benefits to the discerning cardholder.
The Flipkart Axis Bank Credit Card, designed in collaboration with the popular e-commerce platform, provides exclusive rewards, discounts, and cashback offers on Flipkart transactions, making it an attractive choice for avid online shoppers.
In contrast, the HDFC Millennia Credit Card is crafted for the modern lifestyle, offering versatile rewards on both online and offline transactions, including shopping, travel, and entertainment.
This comprehensive comparison explores the intricacies of rewards programs, fees, and additional perks, empowering you to make an informed decision aligned with your spending habits and lifestyle preferences.
Discover the unique advantages each card brings, guiding you towards a credit card that seamlessly integrates with your individual needs and financial goals.
Table of Contents
Overview of Flipkart Axis Bank credit card
Axis Bank’s Flipkart Axis Bank Credit Card takes the lead as a top-tier cashback credit card, ensuring a substantial 5% cashback on Flipkart and Myntra transactions, and a commendable 1.5% cashback on all remaining expenditures.
Whether you’re in the market for daily household necessities, apparel, electronics, books, or enjoying some festive shopping, the Flipkart Axis Bank Credit Card ensures an immediate 5% cashback on Flipkart.
Additionally, this card offers accelerated cashback at prominent merchants such as Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, alongside advantageous perks for travel, dining, and fuel.
Overview of HDFC Millennia credit card
The HDFC Bank Millennia Credit Card is crafted as a cashback credit card with various advantages.
When you make transactions using the Millennia credit card, you become eligible for a 5% cashback on various online platforms, including Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more.
Processed into CashPoints, the cashback feature provides flexibility, allowing for adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalogue.
Quarterly spending milestones bring forth enticing gift vouchers, along with dining discounts of up to 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge access at domestic airports in India contribute to the cardholder’s comprehensive perks.
Flipkart Axis Bank credit card vs HDFC Millennia credit card
| Features/Charges | Flipkart Axis Bank credit card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | Rs. 500 + Taxes | Rs.1,000 + tax |
| Annual Fees | Rs. 500 + Taxes | Rs.1,000 + tax |
| Welcome Benefits | Get Flipkart vouchers totaling Rs. 500 and benefit from a 15% cashback, capped at Rs. 500, on purchases made on Myntra. | Delight in the welcome rewards afforded by 1,000 CashPoints. |
| Cashback / Rewards point | Attain a 5% cashback on Flipkart and Myntra purchases, along with a 1.5% cashback on retail spending. | Earn a 5% cashback on online transactions, including those made on Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and similar platforms. |
| Dining benefits | Enjoy a 20% discount at partner restaurants as offered by Axis Bank’s ‘Dining Delights’ program with this card. | Enjoy a 20% price reduction at select premium dining establishments in cities via the Good Food Trail Dining initiative. |
| Travel benefits | Benefit from four complimentary visits at domestic airports annually through the use of this card. | Benefit from up to eight free entries to domestic lounges every calendar year, with a restriction of two visits per quarter. |
| Annual fees waiver | Receive a waiver on the annual fee once your spending with this card reaches 2 Lakhs. | Obtain a renewal Joining Fees waiver upon reaching an annual spend of 1 Lakh using this card. |
| Fuel surcharge waiver | Attain a 1% waiver on fuel surcharges at all fuel stations throughout the country using this card. | Enjoy a 1% discount on fuel surcharge when your transactions are within the Rs. 400 to Rs. 5,000 bracket. |
Read more about Flipkart Axis bank credit card
Read more about HDFC Millennia credit card
