Check below for a comparison between HDFC MoneyBack vs TATA Neu Plus Credit Card or TATA Neu Plus Credit Card vs HDFC MoneyBack and find which is better–
In the dynamic landscape of credit cards, the comparison between the HDFC MoneyBack Credit Card and the TATA Neu Plus Credit Card unfolds as a strategic choice for individuals seeking optimized financial benefits.
The HDFC MoneyBack Credit Card is celebrated for its versatility, providing cashback rewards on a range of everyday expenditures, making it an ideal companion for those prioritizing instant savings.
On the other hand, the TATA Neu Plus Credit Card, a collaboration between TATA and SBI, offers exclusive benefits such as accelerated reward points on TATA partner transactions, fuel surcharge waivers, and additional discounts on TATA group outlets.
This comprehensive analysis delves into the distinctive features of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize versatile cashback rewards or seek exclusive benefits with TATA partners, understanding the nuanced features of these credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual aspirations.
Choose the HDFC MoneyBack for versatile cashback rewards on everyday expenses, or opt for the TATA Neu Plus with exclusive benefits on TATA partner transactions and more.
Table of Contents
Overview of HDFC MoneyBack Credit Card
Enjoy an annual welcome and renewal benefit of 500 Cash points upon payment of the joining or renewal fee.
The renewal fee can be waived based on your annual spending. This card entitles you to 4 Reward Points for every Rs. 150 spent online and 2 Reward Points for every Rs. 150 spent on other categories.
Utilize these reward points for cashback, SmartBuy flight/hotel bookings, and a variety of products/vouchers. Furthermore, quarterly spending can earn you gift vouchers every quarter.
Overview of TATA Neu Plus Credit Card
The Tata Neu Plus HDFC Bank Credit Card is a collaboration between Tata Cards and HDFC Bank. This co-branded credit card is tailored to meet the diverse lifestyle and spending needs of its customers.
HDFC MoneyBack vs TATA Neu Plus Credit Card
| Features/Charges | HDFC Moneyback Credit Card | TATA Neu Plus Credit Card |
|---|---|---|
| Joining Fees | Rs 500 | Rs. 499 + taxes |
| Annual Fees | Rs 500 | Rs. 499 + taxes |
| Welcome Benefits | Paying the membership fee grants you a welcome benefit of 500 Cash Points. | As a welcome benefit, you will get 499 NueCoins |
| Cashback / Rewards point | For each Rs 150 spent online, earn 4 Reward Points, and for any other expenditure, get 2 Reward Points. | Earn 2% back and 1% back in the form of NeuCoins while shopping on Tata and Non-Tata Brands respectively. Additional 5% back as NewCoins on the Tata Neu app or website after registering for Tata NeuPass. |
| Dining benefits | Save up to 20% on your dining costs when you make use of Swiggy Dineout. | N/A |
| Travel benefits | N/A | Get complimentary access to domestic airport lounges. |
| Annual fees waiver | Spending Rs. 50,000 or above in the previous year means the annual fee is not applicable. | The Annual fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year |
| Fuel surcharge waiver | The 1% fuel surcharge is not applicable to any fuel transactions. | 1% of the fuel surcharge will be waived off on fuel transactions. |
