Check below for a comparison between the SBI SimplyClick credit card vs ICICI Amazon Pay credit card or the ICICI Amazon Pay credit card vs SBI SimplyClick credit card and find which is better –

In the dynamic landscape of credit cards, the SBI SimplyClick Credit Card and the ICICI Amazon Pay Credit Card emerge as enticing options, each catering to distinct preferences and spending patterns.

The SBI SimplyClick Credit Card is tailored for the digital-savvy consumer, offering accelerated rewards on online spending, making it an ideal choice for those who frequently shop, dine, or entertain online.

On the other hand, the ICICI Amazon Pay Credit Card focuses on providing exclusive benefits for Amazon enthusiasts, with cashback rewards and discounts on the popular e-commerce platform.

This comprehensive comparison explores the nuances of rewards programs, fees, and additional perks, guiding you to make an informed decision aligned with your financial objectives.

Dive into the unique advantages each card presents, and choose the one that complements your lifestyle seamlessly.

Overview of SBI SimplyClick credit card

The SBI SimplyCLICK Credit Card by SBI Card is a beginner-friendly shopping credit card. Earn rewards for various expenditures, including shopping and online transactions.

Additionally, relish a 1% fuel surcharge waiver on transactions from Rs. 500 to Rs. 3,000 at petrol stations throughout India with this card.

Designed for online shopping enthusiasts, this card sets itself apart by providing substantial 10x reward points on transactions at major online shopping and travel sites.

These include Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. Notably, the 10x Rewards program for Amazon has been amended to 5x Rewards.

Alongside online spending, the card offers 5x rewards for online transactions and one reward point for every Rs. 100 spent on offline purchases.

Overview of ICICI Amazon Pay credit card

The Amazon Pay ICICI Credit Card, known for its cashback benefits, provides an attractive 5% cash back exclusively on the Amazon shopping app for Prime users.

Alongside this, it guarantees a 1% cashback on all online and offline transactions, embodying the concept of a credit card without any lifelong charges.

Geared towards online shopping aficionados, the Amazon Pay ICICI Credit Card is an introductory co-branded shopping credit card.

Specifically designed for those who prefer shopping on Amazon, it features a heightened reward rate for such transactions.

Despite its affiliation with Amazon, this credit card remains basic, lacking the supplementary benefits found in more advanced options.

SBI SimplyClick credit card vs ICICI Amazon Pay credit card

Features/Charges	SBI SimplyClick credit card	Amazon Pay ICICI Credit Card
Joining Fees	Rs. 499 (plus applicable taxes)	NIL
Annual Fees	Rs. 499 + GST	NIL
Welcome Benefits	Gift the joy of choice with an Amazon voucher worth Rs. 500.	Receive a welcome bonus in the range of Rs300 to Rs600, added to your Amazon Pay Balance.
Cashback / Rewards point	This card provides a 5% cashback for every online transaction and a 1% cashback on other offline transactions and utility bill payments.	Prime members are eligible for a 5% cashback, non-Prime users get 3%, and all other transactions receive a 1% cashback.
Dining benefits	N/A	Unlock exclusive savings with this card, offering a 15% discount at partner restaurants within the ‘Culinary Treats program.’
Travel benefits	Receive the benefit of four complimentary visits to domestic airport lounges annually by using this card.	N/A
Annual fees waiver	With this card, you can waive the annual fee by making purchases totaling 2 lakh.	N/A
Fuel surcharge waiver	This card provides a 1% fuel surcharge waiver on transactions within the Rs. 500 to Rs. 3,000 range at petrol pumps across India.	Maximize your savings with a 1% fuel surcharge waiver when using this card at any fuel pump in India.