Check below for a comparison between HDFC Regalia credit card vs Axis Bank Privilege credit card or Axis Bank Privilege credit card vs HDFC Regalia credit card and find which is better –

In the realm of premium credit cards, the choice between the HDFC Regalia Credit Card and the Axis Bank Privilege Credit Card presents a nuanced decision for individuals seeking elevated financial benefits.

The HDFC Regalia Credit Card is renowned for its opulent features, encompassing travel perks, lifestyle privileges, and comprehensive rewards tailored for discerning users.

On the other hand, the Axis Bank Privilege Credit Card caters to those with a penchant for luxury, offering exclusive benefits such as complimentary lounge access, milestone rewards, and personalized services.

This in-depth comparison delves into the unique attributes of each card, guiding users to make an informed decision based on their specific spending patterns and lifestyle preferences.

Whether you prioritize premium travel experiences or desire exclusive privileges, understanding the distinct features of these credit cards will lead you to the one that seamlessly aligns with your financial goals and sophisticated preferences.

Overview of HDFC Regalia credit card

The HDFC Bank Regalia Credit Card, a premium choice for travel and lifestyle enthusiasts, operates on a reward points model. Explore the specifics of this credit card, encompassing features, benefits, fees, and eligibility.

With an annual fee of Rs 2,500, this card offers a cordial welcome with 2,500 bonus Reward Points.

Across lifestyle, travel, and dining, the HDFC Regalia Card excels in providing a range of advantages, establishing itself as a top-tier credit card from HDFC.

Keeping its promise of luxury and travel benefits, the card provides complimentary Airport Lounge Access both within India and internationally.

Earning 4 Reward Points for every Rs. 150 spent on the card enables redemption across various categories, each valued at up to Re. 0.5 per point.

Notably, the card maintains a nominal foreign currency markup, making it an optimal choice for international transactions.

Furthermore, the card offers noteworthy dining benefits and 24X7 Concierge services.

Overview of Axis Bank Privilege credit card

For priority banking clients, the card is issued with a lifetime free feature, while others are required to pay a joining fee of Rs. 1,500.

New users can gain up to 12,500 EDGE Reward Points in the form of welcome benefits, redeemable for multi-brand vouchers with a value of up to Rs. 5,000. With every Rs. 200 spent, cardholders earn 10 EDGE Points.

HDFC Regalia credit card vs Axis Bank Privilege credit card

Features/Charges	HDFC Regalia credit card	Axis Bank Privilege credit card
Joining Fees	Rs. 2500 + Taxes	Rs. 1,500
Annual Fees	Rs. 2500 + Taxes	Rs. 1,500
Welcome Benefits	Kick off your membership with us by claiming 2,500 bonus Reward Points as a welcome gift.	Receive 12,500 EDGE REWARD Points when you cover the joining fee, and priority banking customers get an additional 6,250 EDGE REWARD Points with this card.
Cashback / Rewards point	Every Rs. 150 spent entitles you to 4 Reward Points.	With this card, spending Rs. 200 will reward you with 10 EDGE Points.
Dining benefits	Join the dine-out passport membership for exclusive benefits, including an extra 5% discount and early access to a range of festivals and events held at participating hotels.	This card allows you to receive a 20% discount at partner restaurants as part of Axis Bank’s ‘Dining Delights’ program.
Travel benefits	Enjoy free admission to both Domestic and International Lounges, along with the inclusion of Travel Insurance.	Access two complimentary entries to domestic lounges per quarter by using this card.
Annual fees waiver	Qualify for an exemption from the annual fee when your card expenses reach or exceed 3 lakhs.	Achieve an annual fee waiver when your card spending reaches 2.5 lakh.
Fuel surcharge waiver	Receive a 1% fuel surcharge waiver on transactions within the Rs. 400 to Rs. 5000 range.	Utilize this card to benefit from a 1% fuel surcharge waiver at every fuel station in India.