HDFC Bank Regalia Credit Card

The HDFC Bank Regalia credit card boasts a range of exclusive travel and luxury rewards. Priced at an annual fee of Rs 2,500, this card extends a warm welcome with an initial 2,500 bonus Reward Points.

Renowned for its appeal across lifestyle, travel, and dining spheres, the HDFC Regalia Card stands as one of HDFC’s most sought-after credit cards, delivering a host of benefits.

In upholding its commitment to luxury and travel perks, the HDFC Regalia Card offers complimentary Airport Lounge Access within India and abroad. For every Rs. 150 spent using the card, you accrue 4 Reward Points, which can be redeemed across various categories at a value of up to Re. 0.5 per point.

Notably, the card imposes a minimal foreign currency markup, rendering it an optimal choice for international transactions. Beyond these features, the card encompasses enticing dining privileges, 24X7 Concierge services, and more.

Key Benefits of HDFC Bank Regalia Credit Card

  • Acquire 10,000 Reward Points with a Rs. 5 lakh spend and an extra 5,000 Reward Points on reaching Rs. 8 lakhs in an anniversary year with the Regalia Credit Card.
  • Accrue 4 reward points for every Rs. 150 expended across retail transactions.
  • Enjoy 12 complimentary accesses annually within India (at both domestic and international terminals) using the HDFC Bank Regalia Credit Card*.
  • Benefit from a 1% fuel surcharge waiver at all fuel stations throughout India.

*terms and condition applied

Fees and Charges

Joining FeesRs. 2,500
Annual FeesRs. 2,500
Fuel Transaction Surcharge Transaction1% fuel surcharge waiver at all fuel stations across India*
Late payment feeLess than Rs.100 – Nil
Rs.100 to Rs.500 – Rs.100
Rs.501 to Rs.5,000 – Rs.500
Rs.5,001 to Rs.10,000 – Rs.600
Rs.10,001 and 25,000 – Rs.800
Rs.25,000 to Rs.50,000 – Rs.1,100
Over Rs.50,000 – Rs.1,300

*Fees and charges will change as per HDFC bank policy, kindly refer to HDFC bank’s official website for updated charges.

Features and Benefits of HDFC Bank Regalia Credit Card

  • Benefit from a generous air accident death cover of Rs. 1 crore.
  • Experience an interest-free period of up to 50 days.
  • Receive a notable 15% discount on your dining bills each time you dine out.
  • Enjoy a 1% fuel surcharge waiver at all fuel stations across India for transactions ranging from Rs. 400 to Rs. 5,000.
  • Gain the reassurance of an emergency overseas hospitalization cover amounting to Rs. 15 lakh.

Eligibility & Document for HDFC Bank Regalia Credit Card

Read the article on for HDFC Bank Regalia Credit Card Eligibility & Document here.

How to apply for HDFC Bank Regalia Credit Card

You can apply online or offline for HDFC Bank Regalia Credit Card.

Online – Visit HDFC bank’s official website and apply for this HDFC Bank Regalia Card.

Offline – You can visit the nearest HDFC Bank branch along with all the necessary documents for the HDFC Bank Regalia Card.


Is HDFC regalia card free?

No, it have annual fees of Rs. 2500

What is the best use of HDFC regalia credit card?

HDFC regalia credit card can use for travel and all other spends

Is airport lounge free for HDFC regalia?

Yes, with HDFC Bank Regalia Credit Card, you get complimentary Priority Pass membership that offers access to 1000+ airport lounges across the world

Which card is above regalia?

Regalia and Infinia are famous credit card from HDFC bank

How much is 1 reward point in regalia?

Cashback at a value of 1 RP = Rs 0.20

Is Regalia first better than millennia?

Regalia is premium card of HDFC bank with many benefits.

Which HDFC card is best for lounge access?

There are mutiple HDFC cards have lounge access like Regalia First Credit Card

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