ICICI Bank Sapphiro credit card vs HDFC Regalia credit card

Check below for a comparison between ICICI Bank Sapphiro credit card vs HDFC Regalia credit card or HDFC Regalia credit card vs ICICI Bank Sapphiro credit card and find which is better –

Overview of ICICI Bank Sapphiro credit card

One of the premier offerings from ICICI Bank, the ICICI Bank Sapphiro Credit Card holds a significant position, second only to the ICICI Emeralde Credit Card.

Coming in three variations—ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard option—the issuance is currently focused on the ICICI Bank Sapphiro Visa Credit Card.

This card is tailored for frequent travellers and individuals seeking a card that maximizes savings offers entertainment benefits, and provides various advantages.

ICICI Bank endeavours to initiate your card experience on a positive note by providing exclusive welcome benefits exceeding the joining fee.

Every purchase made with your ICICI credit card, whether domestic or international, utility bill payments, fuel transactions, or other expenses, contributes to savings.

Overview of HDFC Regalia credit card

The HDFC Bank Regalia Credit Card, renowned for its travel and lifestyle benefits through reward points, is a top-tier offering from the bank. Delve into the specifics, including features, advantages, fees, and eligibility criteria for this exclusive credit card.

Priced at Rs 2,500 per annum, this card extends a welcome offer with 2,500 bonus Reward Points.

Across lifestyle, travel, and dining, the card presents a host of advantages, cementing its status as one of HDFC’s flagship credit cards. In keeping with its commitment to luxury and travel benefits, the HDFC Regalia Card provides complimentary Airport Lounge Access both domestically and internationally.

Spending Rs. 150 on the card earns you 4 Reward Points, redeemable across diverse categories at a value of up to Re. 0.5 per point. Notably, the card imposes a minimal foreign currency markup, making it a prime choice for international transactions. Furthermore, the card features impressive dining benefits and round-the-clock Concierge services.

ICICI Bank Sapphiro credit card vs HDFC Regalia credit card

Features/ChargesICICI Bank Sapphiro Credit CardHDFC Regalia credit card
Joining FeesRs. 6,500 + taxesRs. 2500 + Taxes
Annual FeesRs. 3,500 + taxesRs. 2500 + Taxes
Welcome BenefitsReceive a 25% discount on your movie ticket bookings through BookMyShow and INOX, applicable when you make a transaction for a minimum of 2 tickets. This offer is accessible twice monthly, enabling you to make noteworthy savings on your entertainment costs. The maximum discount available is Rs. 150.Joining comes with the added benefit of a welcome bonus, specifically 2,500 Reward Points.
Cashback / Rewards pointGain 4 Reward Points for every Rs. 100 utilized in international transactions, 2 Reward Points for domestic spending, and 1 Reward Point for each Rs. 100 spent on utilities and insurance categories with the application of this credit card.Your spending of Rs. 150 yields 4 Reward Points.
Dining benefitsExplore savings on your dining outlays through the Culinary Treats Program, receiving discounts on your restaurant expenditures.Obtain exclusive benefits with the dine-out passport membership, including an extra 5% discount and early entry to diverse festivals and events held at participating hotels.
Travel benefitsEnjoy two complimentary entries to railway lounges every quarter and one complimentary airport lounge access each quarter with both card variants, totaling two accesses per quarter. This perk is granted upon fulfilling a minimum spending requirement of Rs. 5,000 in the quarter prior.Access Domestic and International Lounges without charge, and receive inclusive Travel Insurance.
Annual fees waiverExemption from the renewal fee is granted when your expenditures in an anniversary year total Rs. 3 lakhs or more.Get the annual fee waived when your card transactions amount to 3 lakhs or more.
Fuel surcharge waiverRenewal fee waiver eligibility is achieved by maintaining an annual spending of Rs 6 Lakhs.Avail a 1% exemption on fuel surcharge for transactions ranging from Rs. 400 to Rs. 5000.
ICICI Bank Sapphiro credit card vs HDFC Regalia credit card- *terms and conditions are applied for every credit card offer, kindly check the official website of ICICI bank and HDFC bank
This image has an empty alt attribute; its file name is cardpreview-refer-footer-banner-1024x256.jpg

Leave a Reply

Your email address will not be published. Required fields are marked *