Check below for a comparison between HDFC Diners Club Privilege vs Millennia Credit Card or Millennia Credit Card vs HDFC Diners Club Privilege and find which is better:-
Navigating the spectrum of HDFC Bank credit cards, the choice between the HDFC Diners Club Privilege and the HDFC Millennia Credit Card emerges as a strategic decision for individuals seeking tailored financial advantages.
The HDFC Diners Club Privilege Credit Card stands as a symbol of elevated privileges, offering exclusive benefits such as airport lounge access, golf privileges, and milestone rewards, making it an ideal choice for those desiring a premium lifestyle experience.
Conversely, the HDFC Millennia Credit Card is crafted for the modern lifestyle, providing specialized benefits such as cashback on online shopping, travel expenses, and utility bills.
This comprehensive analysis delves into the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize premium privileges or versatile cashback rewards, understanding the nuanced features of these HDFC credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of HDFC Diners Club Privilege credit card
The HDFC Diners Club Privilege Credit Card is a high-end credit card offered by HDFC Bank. This card is tailored to provide exclusive perks and advantages, particularly in the realms of dining and travel.
Overview of HDFC Millennia Credit Card
The HDFC Bank Millennia Credit Card emerges as a rewarding cashback solution, presenting numerous perks.
Through the Millennia credit card, you can enjoy a 5% cashback on your online transactions, encompassing major platforms like Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more.
Converted into CashPoints, the cashback feature offers flexibility for offsetting the card’s statement balance, making flight/hotel reservations, or purchasing from HDFC’s product catalogue.
Quarterly spending milestones come with valuable gift vouchers, accompanied by dining discounts up to 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge visits at domestic airports in India further contribute to the cardholder’s advantages.
HDFC Diners Club Privilege vs Millennia Credit Card
| Features/Charges | HDFC Diners Club Privilege credit card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | Rs. 2,500 | Rs. 1,000 + tax |
| Annual Fees | Rs. 2,500 | Rs. 1,000 + tax |
| Welcome Benefits | The provided Swiggy One membership is free of charge and remains active for a period of three months. | Seize the positive outcomes tied to possessing 1,000 CashPoints. |
| Cashback / Rewards point | Gain 4 Reward Points with every Rs 150 spent. | Attain a 5% cashback on online purchases, including major platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others. |
| Dining benefits | Enjoy the complimentary Swiggy One membership, which stays active for a duration of three months. | Access exclusive savings of 20% at premium restaurants across cities with the Good Food Trail Dining program. |
| Travel benefits | Enjoy complimentary lounge entry at both domestic and international destinations. | You are entitled to eight complimentary domestic lounge accesses per calendar year, with a cap of two visits per quarter. |
| Annual fees waiver | If your expenditure exceeds Rs. 3 lakhs in the previous year, you are eligible for an annual fee waiver. | Secure an annual fee waiver for your renewed Joining Fees by hitting the 1 Lakh spending threshold with this card. |
| Fuel surcharge waiver | Enjoy a 1% exemption on fuel surcharge for transactions conducted at all fuel stations. | Avail a 1% fuel surcharge exemption for transactions ranging from Rs. 400 to Rs. 5,000. |
