Axis Bank My Zone credit card vs One card

Axis Bank My Zone credit card vs One card

Check below for a comparison between Axis Bank My Zone credit card vs One card or ICICI Platinum credit card vs IRCTC SBI Card Platinum and find which credit card is better and select as per your requirements –

Overview of My Zone credit card

Axis Bank’s MY Zone Credit Card is designed to provide numerous advantages for transactions on Paytm, Myntra, and Swiggy, coupled with the added perk of complimentary airport lounge access.

This credit card, offered by Axis Bank, is devoid of any lifetime charges and offers a range of benefits. Read on to explore the card’s features, benefits, fees, and eligibility criteria in detail.

Axis Bank’s My Zone Credit Card serves as an introductory credit offering, requiring a modest annual fee of Rs. 500. As a welcoming gesture, cardholders receive a complimentary premium subscription to SonyLiv, valued at Rs. 999.

Despite its economical pricing, the card packs a punch with value-added benefits, including movie and dining privileges, free access to domestic airport lounges, and additional perks. In terms of rewards, users earn 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward equating to Re. 0.20.

Overview of OneCard Credit Card

FPL Technologies Pvt. Ltd.’s latest offering, One Card, is an entry-level credit card crafted in collaboration with banking partners like IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank, and South Indian Bank.

This versatile card comes in both secured and unsecured variants, catering to individuals whose eligibility may be impacted by credit score or income limitations.

For those facing such challenges, the option to obtain a card against a fixed deposit with SBM Bank is available.

Users of One Card accumulate Reward Points with every transaction—earning 1 Reward Point for every Rs. 50 spent and benefiting from a 5x increase in Reward Points for the top two spending categories in a given month.

Axis Bank My Zone credit card vs One card

Features/ChargesAxis Bank MY Zone Credit CardOne card
Joining FeesSecure your lifetime free access to preferred channels by participating in our Rs. 500 promotion.N/A
Annual FeesInitial 12 months: Cost-free; subsequent years: Rs. 500, accompanied by a perpetual free subscription to designated channels.N/A
Welcome BenefitsYour initial spend within the first 30 days of card issuance qualifies you for a complimentary annual subscription to SonyLiv Premium, valued at Rs. 999.N/A
Cashback / Rewards pointWhen you use the MY Zone credit card, 4 EDGE reward points are earned for every Rs. 200 spent.Earn 1 Reward Point with every Rs. 50 spent, and leverage a fivefold increase in Reward Points for the top two expenditure categories of the month through the usage of this card.
Dining benefitsTake advantage of discounts up to 20% at partnered restaurants across India with the ‘Dining Delights’ program.N/A
Travel benefitsUnlock the luxury of up to four free visits each year to participating airport lounges within India.N/A
Annual fees waiverNilN/A
Fuel surcharge waiverEnjoy a 1% refund on the transaction amount for fuel purchases within the Rs. 400 to Rs. 4,000 range, with a monthly benefit limit of Rs. 400.This card grants you a 1% waiver on fuel surcharges when making purchases at any fuel pump across the country.
Axis Bank My Zone credit card vs One card *terms and conditions are applied for every credit card offer, kindly check the official website of Axis bank and one card
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