Check below for a comparison between HDFC Millennia vs Diners Club Premium card or Diners Club Premium card vs HDFC Millennia and find which is better:-
In the expansive realm of HDFC Bank credit cards, the comparison between the HDFC Millennia Credit Card and the HDFC Diners Club Premium Credit Card stands as a significant choice for individuals seeking customized financial advantages.
The HDFC Millennia Credit Card, designed for the modern lifestyle, offers specialized benefits such as cashback on online shopping, travel expenses, and utility bills, catering to the diverse needs of contemporary consumers.
Conversely, the HDFC Diners Club Premium Credit Card represents a premium offering with features like exclusive travel benefits, lounge access, and elevated rewards on various spending categories.
This comprehensive analysis delves into the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize versatile cashback rewards or aspire to indulge in premium travel experiences, understanding the nuanced features of these HDFC credit cards will guide you towards the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of HDFC Millennia credit card
Packed with advantages, the HDFC Bank Millennia Credit Card offers an enticing cashback program.
By using the Millennia credit card for online spending, you can secure a 5% cashback on renowned platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others.
The cashback, represented as CashPoints, provides options such as adjusting the card’s statement balance, booking flights/hotels, or shopping from HDFC’s product catalogue.
Quarterly spending milestones unlock enticing gift vouchers, along with dining discounts reaching 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge access at domestic airports in India enhance the overall cardholder experience.
Overview of HDFC Diners Club Premium credit card
The HDFC Bank Diners Club Premium Credit Card is a high-end credit card provided by HDFC Bank in partnership with Diners Club International.
It offers an array of exclusive benefits and privileges to its cardholders.
HDFC Millennia vs Diners Club Premium card
| Features/Charges | HDFC Millennia Credit Card | HDFC Diners Club Premium |
|---|---|---|
| Joining Fees | Rs.1,000 + tax | Rs. 2,500 |
| Annual Fees | Rs.1,000 + tax | Rs. 2,500 |
| Welcome Benefits | Embrace the advantages that 1,000 CashPoints bring to the table. | As a welcome benefit, you will get 2,500 bonus Reward Points |
| Cashback / Rewards point | Secure a 5% cashback reward on your online transactions, spanning across Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more. | Earn 4 Reward Points on every retail spend of Rs. 150.SmartBuy and 2x Reward Points on weekend dining Earn 4 reward points on every Rs. 150 spent across retail spends. |
| Dining benefits | Enjoy a 20% discount when dining at top-tier restaurants in various cities through the Good Food Trail Dining initiative. | N/A |
| Travel benefits | Benefit from eight free entries to domestic lounges annually, with a maximum of two allowed in any given quarter. | Get 6 Complimentary lounge access* |
| Annual fees waiver | Obtain a fee exemption for the annual renewal Joining Fees when you spend 1 Lakh, courtesy of this card. | The annaul fee is waived off for this card on spending over Rs. 3 lakhs within one previous year |
| Fuel surcharge waiver | Enjoy a 1% waiver on fuel surcharge when your transactions are within the Rs. 400 to Rs. 5,000 bracket. | 1% fuel surcharge waived off on all fuel transactions |
