Check below for a comparison between SBI Cashback Credit card vs SBI SimplyClick credit card or SBI SimplyClick credit card vs SBI Cashback credit card and find which is better –

Overview of SBI Cashback credit card

SBI has unveiled the ‘Cashback SBI Credit Card’ with the goal of offering cashback advantages to its users.

This credit card takes the lead in providing substantial value-back, particularly for online purchases, solidifying its position as a preferred choice for shopping aficionados.

Offering unparalleled ease, this card negates the requirement to monitor reward points or undergo the complexities of redeeming them.

The card incurs an annual charge of Rs. 999, but surpassing Rs. 2 Lakhs in spending from the previous year can be waived.

Users can avail themselves of up to 5% cash back on all online and offline transactions with this card.

The cashback is automatically added to the cardholder’s account, accompanied by additional perks like a fuel surcharge waiver.

Overview of SimplyClick credit card

Introducing the SBI SimplyCLICK Credit Card, a shopping credit card for entry-level users by SBI Card. Accumulate rewards on every spend, be it shopping or online purchases.

Take advantage of a 1% fuel surcharge waiver for transactions within the Rs. 500 to Rs. 3,000 range at petrol pumps nationwide with this card.

Geared towards online shopping enthusiasts, this card excels by offering enticing 10x reward points on transactions at major online shopping and travel websites.

These include Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. Notably, the 10x Rewards program for Amazon has been adjusted to 5x Rewards.

For other expenditures, the card ensures 5x rewards on online transactions and awards one reward point for every Rs. 100 spent on offline purchases.

SBI Cashback Credit card vs SBI SimplyClick credit card

Features/Charges	SBI SimplyClick credit card	SBI Cashback Credit card
Joining Fees	Rs. 499 + GST	Rs. 499 (plus applicable taxes)
Annual Fees	Rs. 499 + GST	Rs. 499 + GST
Welcome Benefits	Unlock the possibilities of online shopping with an Amazon gift card of Rs. 500.	Get 1 Reward Point on spent Rs. 100 at a Reward Rate of 0.25%, 5 Reward Points on Dining, movies, departmental stores, and groceries( Reward Rate of 0.25%), 13 times Reward points on BPCL fuel stations (Reward rate of 3.25%) on this card
Cashback / Rewards point	Utilizing this card allows you to receive a 5% cashback on all online transactions and a 1% cashback on other offline transactions and utility bill payments.	Earn 10 reward points per Rs. 100 spent on online purchases made on Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds, Earn 5 reward points per Rs. 100 spent on all other online purchases Earn 1 reward point per Rs. 100 spent on other categories
Dining benefits	N/A	N/A
Travel benefits	This card offers you four free visits to domestic airport lounges every year.	N/A
Annual fees waiver	Obtain an annual fee exemption by spending 2 lakh using this card.	Annual Fee waived off on annual spends greater than Rs. 1,00,000 on this card
Fuel surcharge waiver	Utilize this card to get a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at petrol stations throughout India.	Get a 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India by using this card