Check below for a comparison between the SBI SimplyClick credit card vs HDFC Moneyback credit card or the HDFC Moneyback credit card vs SBI SimplyClick credit card and find which is better –

In the dynamic landscape of credit cards, the choice between the SBI SimplyClick Credit Card and the HDFC Moneyback Credit Card can significantly impact your financial strategy.

Tailored to cater to diverse spending preferences, the SBI SimplyClick Credit Card is renowned for its focus on online shopping rewards, offering cashback and accelerated rewards on digital transactions.

In contrast, the HDFC Moneyback Credit Card stands out for its straightforward cashback structure, providing returns on a variety of everyday expenses.

This comprehensive comparison will delve into the distinctive features of each card, aiding you in making an informed decision based on your unique spending habits and financial goals.

Whether you prioritize online shopping benefits or seek versatile cashback rewards, understanding the intricacies of these credit cards will guide you toward the one that aligns seamlessly with your financial objectives.

Overview of SimplyClick credit card

Introducing the SBI SimplyCLICK Credit Card from SBI Card, a shopping credit card tailored for beginners. Earn rewards on various expenditures, such as shopping and online purchases.

Benefit from a 1% fuel surcharge waiver for transactions falling within the Rs. 500 to Rs. 3,000 range at petrol stations across India when utilizing this card.

Crafted for the online shopping enthusiast, this card excels by providing generous 10x reward points on transactions at major online shopping and travel websites.

These encompass Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. While Amazon was once part of the 10x Rewards program, it has been revised to offer 5x Rewards.

In addition to online spending, the card offers 5x rewards for online transactions and one reward point for each Rs. 100 spent on offline purchases.

Overview of HDFC Moneyback credit card

Upon payment of the joining or renewal fee, you receive a yearly welcome and renewal benefit of 500 Cash points.

The renewal fee can also be waived based on your annual spending. This card offers 4 Reward Points for every Rs. 150 spent online and 2 Reward Points for every Rs. 150 spent on other categories.

Utilize these reward points for cashback, SmartBuy flight/hotel bookings, and a diverse range of products/vouchers.

Additionally, quarterly spending can earn you gift vouchers every quarter.

SBI SimplyClick credit card vs HDFC Moneyback credit card

Features/Charges	SBI SimplyClick credit card	HDFC Moneyback Credit Card
Joining Fees	Rs. 499 + GST	Rs. 500 + Taxes
Annual Fees	Rs. 499 + GST	Rs. 500 + Taxes
Welcome Benefits	Access the world of online shopping with an Amazon gift card valued at Rs. 500	Receiving 500 Cash Points is part of the welcome benefit when you pay the membership fee.
Cashback / Rewards point	By using this card, you can get a 5% cashback on all online transactions and a 1% cashback on other offline transactions and utility bill payments.	Earning 4 Reward Points is associated with every Rs 150 spent online, and 2 Reward Points are applicable for other expenditures.
Dining benefits	N/A	Save up to 20% on your dining costs when you make use of Swiggy Dineout.
Travel benefits	With this card, you can enjoy four complimentary visits to domestic airport lounges annually.	N/A
Annual fees waiver	Get relief from the annual fee by reaching a spending of 2 lakh with this card.	The annual fee is waived if your spending in the year before is Rs. 50,000 or more.
Fuel surcharge waiver	Enjoy the perk of a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India by using this card.	The 1% fuel surcharge is lifted for all transactions related to fuel.