HDFC Millennia credit card vs ICICI Coral credit card

Check below for a comparison between the HDFC Millennia credit card vs ICICI Coral credit card or ICICI Coral credit card vs ICICI Bank Platinum chip credit and find which is better –

Overview of HDFC Millennia credit card

Standing out for its cashback features, the HDFC Bank Millennia Credit Card is a preferred option.

By choosing the Millennia credit card, you can earn a 5% cashback on your online purchases, covering a diverse range of platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others.

Cashback, in the form of CashPoints, offers adaptability, enabling adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalog.

Quarterly spending milestones open doors to appealing gift vouchers, accompanied by dining discounts up to 20% and a fuel surcharge waiver.

Welcome benefits, a renewal fee waiver, and complimentary lounge visits at domestic airports in India further enhance the overall cardholder experience.

Overview of ICICI Coral Credit Card

With the ICICI Coral Credit Card, you gain access to benefits like reward points, cashback, and gift vouchers. Collect payback points on every transaction.

The Coral credit card comes in three variants: Visa, Mastercard, and AmEx, giving you the freedom to choose the one that best suits your preferences.

With this card, every transaction of Rs. 100 allows you to earn up to 2 reward points, which are redeemable across a variety of categories and products.

The Coral credit card provides an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

In addition to these benefits, the card offers attractive discounts on Inox and BookMyShow movie tickets.

Addressing your travel requirements, it also includes complimentary access to domestic airport and railway lounges every quarter.

HDFC Millennia credit card vs ICICI Coral credit card

Features/Charges	HDFC Millennia Credit Card	ICICI Coral credit card
Joining Fees	Rs.1,000 + tax	Rs. 500 + taxes
Annual Fees	Rs.1,000 + tax	Rs. 500 + taxes
Welcome Benefits	Embrace the positive outcomes that stem from having 1,000 CashPoints.	N/A
Cashback / Rewards point	Enjoy a 5% cashback on your online spending, with eligible platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more.	Get 1 reward point with every Rs. 100 spent on utility bills and insurance transactions, along with 2 reward points when using this card.
Dining benefits	Benefit from a 20% off deal on dining at elite restaurants in various cities with the Good Food Trail Dining program.	By using this card, you can receive a 15% discount on all dining expenses.
Travel benefits	Avail yourself of eight complimentary domestic lounge accesses per calendar year, limited to two visits in any given quarter.	Get free access to domestic lounges at both railway and airport venues by using this card.
Annual fees waiver	Enjoy a fee exemption on the annual renewal Joining Fees when you spend 1 Lakh, courtesy of this card.	The annual fee is nullified when your annual card expenses exceed Rs. 1,50,000.
Fuel surcharge waiver	Receive a 1% fuel surcharge waiver on transactions spanning Rs. 400 to Rs. 5,000.	Enjoy a 1% waiver on fuel surcharge when you use this card at any HPCL petrol station in India for transactions of Rs. 4000.