Check below for a comparison between IndusInd Bank Legend vs HDFC Regalia credit card or HDFC Regalia credit card vs IndusInd Bank Legend credit card and find which is better –
In the competitive landscape of premium credit cards, the decision between the IndusInd Bank Legend Credit Card and the HDFC Regalia Credit Card becomes pivotal for individuals seeking elevated financial privileges.
The IndusInd Bank Legend Credit Card is synonymous with exclusivity, offering a host of premium benefits, including golf privileges, personalized concierge services, and luxury travel experiences.
Conversely, the HDFC Regalia Credit Card stands out for its comprehensive features, spanning travel perks, lifestyle privileges, and versatile rewards.
This comprehensive comparison delves into the unique attributes of each card, guiding users to make an informed decision based on their specific preferences, spending patterns, and lifestyle choices.
Whether you prioritize elite experiences or seek a broad spectrum of premium rewards, understanding the nuanced features of these credit cards will direct you towards the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of IndusInd Bank Legend credit card
IndusInd Bank Legend credit card is a Premium credit card provided by IndusInd Bank.
This card provides multiple benefits, Users have the choice to choose one of these: a complimentary stay at the Oberoi Chain of Hotels, a Luxe gift card, and gift vouchers from popular brands like Yatra, Charles Keith, Philippe, Louis, etc, and more.
Overview of HDFC Regalia credit card
Tailored for those seeking travel and lifestyle advantages, the HDFC Bank Regalia Credit Card boasts a reward points system.
This elite credit card, provided by HDFC Bank, comes with detailed information on features, benefits, fees, and eligibility.
With an annual fee of Rs 2,500, this card invites you with a welcome bonus of 2,500 Reward Points.
Spanning lifestyle, travel, and dining, the card offers a range of advantages, establishing itself as one of HDFC’s leading credit cards. In adherence to its commitment to luxury and travel benefits, the HDFC Regalia Card grants complimentary Airport Lounge Access domestically and internationally.
Every Rs. 150 spent on the card accumulates 4 Reward Points, redeemable across various categories with a value of up to Re. 0.5 per point.
Remarkably, the card features a low foreign currency markup, making it a top choice for international transactions. Moreover, the card provides noteworthy dining benefits and round-the-clock Concierge services.
IndusInd Bank Legend vs HDFC Regalia credit card
| Features/Charges | IndusInd Bank Legend credit card | HDFC Regalia credit card |
|---|---|---|
| Joining Fees | Rs. 9,999 + Taxes | Rs. 2500 + Taxes |
| Annual Fees | NIL | Rs. 2500 + Taxes |
| Welcome Benefits | You have the choice to choose one of these: a complimentary stay at the Oberoi Chain of Hotels, a Luxe gift card, and gift vouchers from popular brands like Yatra, Charles Keith, Philippe, Louis, etc. | Upon joining, enjoy a welcome bonus of 2,500 Reward Points. |
| Cashback / Rewards point | Get 2 Reward points on weekend at a spend of Rs. 100 and 1 reward point on spend of Rs. 100 at weekdays | Accumulate 4 Reward Points on each purchase of Rs. 150. |
| Dining benefits | N/A | Gain access to an exclusive dine-out passport membership, enjoy an additional 5% off, and be granted early entry to a variety of festivals and events taking place at specific hotels. |
| Travel benefits | Get 2 complimentary access to the Domestic Lounges with a Priority Pass membership | Access Domestic and International Lounges at no cost, and benefit from Travel Insurance included. |
| Annual fees waiver | N/A | Enjoy a waiver on the annual fee by making purchases totaling 3 lakhs or more using this card. |
| Fuel surcharge waiver | Get a 1% fuel surcharge waiver at all fuel stations across India* | Qualify for a 1% fuel surcharge waiver when your fuel transactions are between Rs. 400 and Rs. 5000. |
