Check below for a comparison between IRCTC SBI Card Platinum vs ICICI Platinum credit card or ICICI Platinum credit card vs IRCTC SBI Card Platinum and find which is better –
In the diverse landscape of HDFC Bank credit cards, the comparison between the HDFC Millennia Credit Card and the HDFC Bank Titanium Edge Credit Card introduces a nuanced exploration into tailored financial solutions.
The HDFC Millennia Credit Card, designed for the contemporary lifestyle, offers specialized benefits such as cashback on online shopping, travel expenses, and utility bills.
In contrast, the HDFC Bank Titanium Edge Credit Card caters to a broader audience, featuring rewards on dining, grocery, and fuel expenditures.
This comprehensive analysis delves into the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you seek versatile cashback rewards or desire a card tailored for specific categories, understanding the nuanced features of these HDFC credit cards will guide you towards the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of HDFC Millennia credit card
Positioned as a rewarding choice, the HDFC Bank Millennia Credit Card offers an attractive cashback program.
By using the Millennia credit card, you can secure a 5% cashback on online spending, encompassing popular platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others.
Cashback, processed as CashPoints, provides flexibility, allowing for adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalogue.
Quarterly spending milestones bring forth enticing gift vouchers, along with dining discounts up to 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge access at domestic airports in India contribute to the cardholder’s comprehensive advantages.
Overview of HDFC Bank Titanium Edge Credit Card
HDFC Bank Titanium Edge Credit Card is a Titanium credit card provided by HDFC Bank. This card provides multiple benefits like earning 2 Reward Points on spend of Rs. 150 on this card and more
HDFC Millennia Credit Card vs HDFC Bank Titanium Edge Credit Card
| Features/Charges | HDFC Millennia Credit Card | HDFC Bank Titanium Edge Credit Card |
|---|---|---|
| Joining Fees | Rs.1,000 + tax | NIL |
| Annual Fees | Rs. 1,000 + tax | NIL |
| Welcome Benefits | Bask in the welcome privileges of 1,000 CashPoints. | N/A |
| Cashback / Rewards point | Receive a 5% cashback on online transactions, covering a range of services including Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others. | Earn 2 Reward Points on spend of Rs. 150 on this card |
| Dining benefits | Access a 20% discount at select high-end dining establishments in various cities with the Good Food Trail Dining initiative. | N/A |
| Travel benefits | You receive eight complimentary entries to domestic lounges every calendar year, with a maximum of two visits in each quarter. | N/A |
| Annual fees waiver | Enjoy a renewal Joining Fees waiver upon reaching an annual spend of 1 Lakh using this card. | Annual Fee waived off on annual spends greater than Rs. 50,000 on this card |
| Fuel surcharge waiver | Get a 1% exemption from fuel surcharge on transactions spanning Rs. 400 to Rs. 5,000. | 1% fuel surcharge waiver on your transactions between Rs. 400 to Rs. 5,000* |
