Check below for a comparison between HDFC Diners Club Miles vs Millennia Credit Credit or Millennia Credit Credit vs HDFC Diners Club Miles and find which is better:-
In the realm of HDFC Bank credit cards tailored for diverse spending patterns, the choice between the HDFC Diners Club Miles Credit Card and the HDFC Millennia Credit Card emerges as a pivotal decision for individuals seeking optimized financial benefits.
The HDFC Diners Club Miles Credit Card caters to the avid traveller, offering accelerated miles on both domestic and international spending, along with exclusive travel privileges such as lounge access and travel vouchers.
On the other hand, the HDFC Millennia Credit Card is designed for the modern lifestyle, providing specialized benefits such as cashback on online shopping, travel expenses, and utility bills.
This comprehensive analysis navigates through the distinctive features of each card, empowering users to make an informed decision based on their specific travel and lifestyle preferences, spending patterns, and aspirations.
Whether you prioritize accumulating travel miles or seek versatile cashback rewards, understanding the nuanced attributes of these HDFC credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of HDFC Diners Club Miles Credit Card
The HDFC Bank Diners Club Miles Credit Card is a travel-focused credit card offered by HDFC Bank in partnership with Diners Club International.
It caters specifically to frequent travellers, providing them with a host of travel benefits and rewards.
Overview of Millennia HDFC Bank Credit Card
The cashback feature sets the HDFC Bank Millennia Credit Card apart, offering a range of benefits.
When you make online transactions using the Millennia credit card, you can receive a 5% cashback on various platforms like Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more.
Redeemable as CashPoints, the cashback feature allows adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalogue.
Quarterly spending milestones bring valuable gift vouchers, coupled with dining discounts reaching 20% and a fuel surcharge waiver.
Cardholders enjoy welcome benefits, a renewal fee waiver, and complimentary lounge visits at domestic airports in India.
HDFC Diners Club Miles vs Millennia Credit Credit
| Features/Charges | HDFC Diners Club Miles Credit Card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | Rs. 1,000 | Rs. 1,000 + tax |
| Annual Fees | Rs. 1,000 | Rs. 1,000 + tax |
| Welcome Benefits | N/A | Experience the perks associated with a stash of 1,000 CashPoints. |
| Cashback / Rewards point | Earn 4 Reward Points per Rs. 150 spent. | Receive a 5% cashback on your online expenses, covering popular platforms like Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more. |
| Dining benefits | Get up to 15% discount and other offers on the finest restaurants all over India | Take advantage of a 20% discount at select premium restaurants in cities via the Good Food Trail Dining program. |
| Travel benefits | Complimentary access to domestic as well as international lounges on this card | Enjoy up to eight free entries to domestic lounges annually, with a quarterly limit of two. |
| Annual fees waiver | The annual fee can be waived on spending Rs. 1 Lakh | Enjoy a waived annual fee by achieving 1 Lakh in spending, ensuring your renewed Joining Fees are covered with this card. |
| Fuel surcharge waiver | 1% of Fuel Surcharge Waiver | Benefit from a 1% fuel surcharge waiver when your transactions fall between Rs. 400 and Rs. 5,000. |
